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139 Mallard Ave, Lakeside, IA, 50588

5beds
5baths
4,280sqft
$989,000
$231price/sqft
$7,598/moest. monthly cost
$303,920/yrincome needed

About This Home

Wake up to breathtaking views of Storm Lake from this impressive five-bedroom lakefront home featuring nearly 3,000 square feet above grade and over 3,700 finished square feet. This exceptional property offers spacious living areas, incredible lake views, and the perfect blend of comfort, entertaining, and waterfront living. Large lakeside windows fill the vaulted great room with natural light, while the massive brick gas fireplace creates a warm and inviting gathering space. The spacious kitchen features an eat-in dining area and opens to the dining and living spaces overlooking the lake. The main level includes a half bath, laundry room, and mud room just inside the garage. The primary suite offers a walk-out door to the lake, heated tile floors, a large tiled walk-in shower, heated towel rack, and massive walk-in closet. An additional bedroom, currently used as an office, provides flexible space. Ceramic tile flooring extends throughout most of the main level, with carpet in the primary bedroom, closet, and office. Three additional bedrooms and a full bathroom provide plenty of space for guests, hobbies, or additional living needs. The finished lower level is perfect for entertaining with a large family room, wet bar, additional living area, built-in Hide-A-Bed, half bath, and large storage room. A second staircase provides convenient access directly to the garage. Enjoy approximately 113 feet of lake frontage with a private dock included. The lakeside patio features a pergola, outdoor cooking area with grill, Blackstone grill, and refrigerator, creating the ideal space to relax and entertain while enjoying panoramic water views. The landscaped yard includes an irrigation system, permanent shoreline deck, painted cedar siding, Andersen wood windows, and a three-car attached garage with a tandem third stall. Located on the southeast side of Storm Lake, this rare lakefront property offers peaceful waterfront living while remaining close to community amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

2/10
3/10
Storm Lake Middle SchoolGrades 6-83.2 mi
2/10
Storm Lake High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Shingle
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Included
  • Laundry features: Main Level

Basement

  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Brick Accent,Central Vacuum,Eat-in Kitchen,Master Bath,Master WI Closet,Wet Bar,Kitchen Island,Vaulted/Tray Ceilings
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,309
  • Finished area above ground: 2,971

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,280
  • Total interior livable area: 4,280 sqft

Property

Details

  • Parcel number: 190211414151002
  • Exclusions: Pool Table,Patio Furniture,Injection Pump,and TV on stand with wheels

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Outdoor Kitchen,Lighting
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.40 Acres
  • Features: Level,Wooded,Lawn Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance *$1,159$13,908
Property Taxes $1,120$13,440
Electricity $319$3,831
Total$7,598$91,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,502/yr
40% on housing$227,940/yr
45% on housing$202,613/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 50588$110
Buena Vista County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 50588$121
Buena Vista County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$989,000
2009-12-29Listing removed$495,000
2009-10-02Listed for sale$495,000

For Sale by Agent

AgentTyler Aube
BrokerageReal Estate Specialists of Storm Lake, Inc

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