460 Mate Allen Rd, Gainesboro, TN, 38562
About This Home
ONCE IN A LIFETIME OPPORTUNITY Peaceful & Calming amazing mountain views with an abundance of wildlife. 4-5 of the 15 total acres cleared w level, rolling & open terrain. Mature woods w many marketable tree species, Natural gas well on property w/ mineral & gas rights, 1400 ft rd frontage between the back of the property on Field Ln & front on Mate Allen. Lots of history on this property - the main wagon road to go into the city is on the property. Home sits off the road on top of the hill. Custom built 2144 sq ft, 4 bed, 2 bath, loft currently used as 4th bedroom, eat-in kitchen, sunroom, patios, vaulted ceilings, 2 car garage attached PLUS a 2 car detached garage w/ a 640 sq ft Guest House (above garage) w/ one bed, one bath, living room, kitchen & screened in porch. Concrete driveway & sidewalks. Beautiful landscaping w/ 2 fire pits one behind the guest house & one on front of property. 26 mi to Cookeville, 16 mi to Dale Hollow Lake, 13 mi to Obay River & many campgrounds
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Features: Full Bath
- Level: Full Bath
- Area: 208
- Dimensions: 13x16
Bedroom2
- Features: Walk-In Closet(s)
- Level: Walk-In Closet(s)
- Area: 182
- Dimensions: 13x14
Bedroom3
- Area: 182
- Dimensions: 13x14
Bedroom4
- Area: 180
- Dimensions: 12x15
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 4
Features
- Ceiling Fan(s),High Ceilings,Pantry,High Speed Internet
- Flooring: Tile
- Finished area above ground: 2,144
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,144
- Total interior livable area: 2,144 sqft
Kitchen
- Area: 210
- Dimensions: 10x21
Living Room
- Area: 315
- Dimensions: 15x21
Property
Details
- Parcel number: 017 01400 000
- Special condition: Standard
- Other equipment: Air Purifier
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Screened
Lot
- Lot size: 15.04 Acres
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,226 | $38,712 |
| Home Insurance | $483 | $5,796 |
| Property Taxes | $202 | $2,424 |
| Electricity | $175 | $2,103 |
| Total | $4,086 | $49,032 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $638,000 |
| 2026-04-01 | Listing removed | $638,000 |
| 2025-06-06 | Price change | $638,000 |
| 2025-05-09 | Listed for sale | $643,000 |
| 2025-05-03 | Listing removed | $645,900 |
| 2025-03-08 | Listed for sale | $645,900 |
| 2025-03-08 | Listing removed | $654,000 |
| 2025-02-14 | Listed for sale | $654,000 |
| 2024-08-29 | Listing removed | $646,900 |
| 2024-06-26 | Price change | $646,900 |
| 2024-05-16 | Price change | $648,900 |
| 2024-05-02 | Listed for sale | $649,900 |
| 2021-03-24 | Listing removed | -- |
| 2020-09-02 | Listing removed | $275,000 |
| 2020-08-23 | Listed for sale | $275,000 |
| 2019-08-19 | Listing removed | $279,900 |
| 2018-12-05 | Price change | $279,900 |
| 2018-09-14 | Listed for sale | $289,900 |
| 2011-03-02 | Listing removed | $295,000 |
| 2010-02-20 | Price change | $295,000 |
| 2009-09-19 | Listed for sale | $699,000 |
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