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39926 Watters Rd, Ponchatoula, LA, 70454

2beds
2baths
1,160sqft
$236,000
$203price/sqft
$1,860/moest. monthly cost
$74,400/yrincome needed

About This Home

Boat or Drive to this oasis on the Tangipahoa River. Just a quick drive to Downtown Ponchatoula or Madisonville, or a leisurely boat ride down to Lake Pontchartrain. This camp has been completely updated... Definitely not your average camp! Furnishings can stay in place too with acceptable offer. Beautiful floors, cabinets, and appliances with nice windows to enjoy your views. Nice primary suite with attached bath. Walk-in laundry space as well. Plenty of room under the home for hosting, parking, etc. Nice-sized deck already built overlooking the River. Too many features to list, so schedule an appointment to see for yourself.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
5/10
Ponchatoula High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1989

Materials

  • Foundation: Raised
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom

  • Level: Lower
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Ceiling Fan(s),Pull Down Attic Stairs,Stainless Steel Appliances,Cable TV
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total structure area: 2,310
  • Total interior livable area: 1,160 sqft

Kitchen

  • Level: Lower
  • Dimensions: 11x10

Living Room

  • Level: Lower
  • Dimensions: 17x15

Master Bedroom

  • Level: Lower
  • Dimensions: 15x14

Property

Details

  • Parcel number: 5080908
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Concrete,Covered
  • On waterfront: Yes
  • Waterfront features: Waterfront,River Access

Lot

  • Lot size: 7,840 sqft
  • Features: Outside City Limits,Rectangular Lot
  • Lot size dimensions: 46 x 160 x 61 x 158

Parking

  • Total spaces: 3
  • Parking features: Off Street,Three or more Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,193$14,316
Home Insurance *$251$3,012
Property Taxes $269$3,228
Electricity $147$1,773
Total$1,860$22,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,771/yr
40% on housing$55,800/yr
45% on housing$49,600/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 70454$134
Tangipahoa Parish$129

vs Homes Sold Last Month

Median $/sqft

ZIP 70454$147
Tangipahoa Parish$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$239,000
2026-01-13Listed for sale$239,900
2020-02-21Sold--
2020-01-27Pending sale$135,000
2019-09-17Price change$135,000
2019-07-23Listed for sale$140,000
2005-03-22Sold--

For Sale by Agent

AgentThomas Anthony
BrokerageMonument Real Estate, LLC

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