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304 W State St, Trenton, NJ, 08618

4beds
3baths
2,590sqft
$330,000
$127price/sqft
$2,696/moest. monthly cost
$107,840/yrincome needed

About This Home

Beautifully renovated historic 4bdr property in a mixed use area. Owner willing to add full kitchen and full bath and sell to a homeowner. Property currently being used as an office building with ample rooms, handsome staircase and charming architectural details. Choose to live close to New Jersey Statehouse, across from George Pruitt Hall of Thomas Edison State University, next to the historic Emlen House. This Victorian features a red brick facade with a large picture window, and a welcoming front door with a transom window. Easy access to route 29 for commuting to work. Quiet, walkable neighborhood near downtown amenities. Owner is willing to provide a certificate of occupancy.

Getting Around

76
WalkingVery Walkable
47
TransitSome Transit
71
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Very Good
  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Built-Up
  • Construction materials: Brick,Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Victorian
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Mud Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Features

  • Flooring: Carpet,Ceramic Tile,Concrete
  • Finished area below ground: 700
  • Finished area above ground: 1,890

Half Bath

  • Level: Main

Half Bath

  • Level: Upper

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,590
  • Total interior livable area: 2,590 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 110230400004
  • Zoning: MU - HIST
  • Zoning description: Mixed Use District. Commercial or residential allowed. State House Historic District.
  • Special condition: Standard
  • Other equipment: None
  • Exclusions: Owner's Possessions

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: City,Street

Lot

  • Lot size: 1,307 sqft
  • Features: Downtown

Parking

  • Parking features: Public,Surface,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$152$1,824
Property Taxes $591$7,092
Electricity $285$3,426
Total$2,696$32,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,434/yr
40% on housing$80,880/yr
45% on housing$71,893/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 08618$158
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08618$206
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-13Listed for sale$330,000

For Sale by Agent

AgentRoland Pott
BrokeragePott Real Estate, LLC

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