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680 Lawson Ave E, Saint Paul, MN, 55106

3beds
2baths
2,174sqft
$220,000
$101price/sqft
$1,687/moest. monthly cost
$67,480/yrincome needed

About This Home

Charming St. Paul duplex with easy access to downtown, I94, 35E, public transportation and amenities. This property offers two vacant units, allowing for immediate owner-occupancy or tenant placement. The main floor unit (1 Bed/1 Bath) offers the character of hardwood flooring throughout. The upper unit (2 Bed/1 Bath) includes durable LVT flooring and a large walk-in closet. An excellent opportunity to acquire a versatile property in a central, well-connected location.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

1/10

Construction

Condition

  • Year built: 1885

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,689

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,174
  • Total interior livable area: 2,174 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 292922130117
  • Zoning description: Residential-Multi-Family
  • Foundation area: 853

Features

  • Levels: Two
  • Patio & porch: Porch
  • Fencing: Chain Link

Lot

  • Lot size: 5,009 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 40 x 125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$174$2,088
Property Taxes $218$2,616
Electricity $183$2,200
Total$1,687$20,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,840/yr
40% on housing$50,610/yr
45% on housing$44,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$116
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$220,000
2026-02-17Price change$230,000
2026-01-26Listed for sale$240,000
2023-01-24Sold$205,000
2022-12-27Pending sale$205,000
2022-12-02Listed for sale$205,000
2016-03-03Listing removed$795
2016-03-02Listed for rent$795
2011-11-01Sold$12,000

For Sale by Agent

AgentBrian R Lee
BrokerageKeller Williams Integrity NW

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