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409 John St, Plainfield, NJ, 07060

4beds
4baths
0sqft
$748,500
--price/sqft
$5,523/moest. monthly cost
$220,920/yrincome needed

About This Home

Welcome to 409 John St, a stunning new construction Colonial offering approximately 2,489 sq ft of living space in a prime Plainfield location. This 4 bedroom, 4 bathroom residence blends timeless design with modern luxury and high end finishes. The grand foyer introduces the main level, highlighted by soaring ceilings, a formal living room, an elegant dining room, private office, full bathroom, and attached garage. The designer kitchen features custom cabinetry, high end countertops, premium appliances, a large center island, and sliding doors to a backyard patio perfect for indoor or outdoor entertaining. Upstairs, the primary suite boasts tray ceilings, two walk in closets, and a spa-inspired bath tub, dual vanities, and shower. Three additional bedrooms, with en-suite bathrooms and convenient laundry. Additional highlights include proximity to top rated schools, shopping, dining, and NYC transportation, as well as a 10 year builder warranty.

Getting Around

60
WalkingSomewhat Walkable
43
TransitSome Transit
54
BikeBikeable

Schools

3/10
4/10
Hubbard Middle SchoolGrades 6-80.3 mi
1/10
Plainfield High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range/Oven,Exhaust Fan,Refrigerator,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Living Dining Combo

Features

  • Entrance Foyer,Kitchen,Living Room,Other Room(s),4 Bedrooms,Bath Main,None
  • Flooring: See Remarks,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Kitchen Island

Master Bedroom

  • Features: Full Bath, Walk-In Closet(s)

Property

Details

  • Parcel number: 291200501000000045

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Open Porch(es)

Lot

  • Features: Level
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,See Remarks,Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,784$45,408
Home Insurance *$280$3,360
Property Taxes $1,266$15,192
Electricity $193$2,318
Total$5,523$66,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,360/yr
40% on housing$165,690/yr
45% on housing$147,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07060$317
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07060$325
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-27Listed for sale$748,500
2023-02-08Listing removed--
2022-09-20Sold$100,000
2022-09-20Pending sale$115,000
2022-09-20Listing removed--
2022-09-02Pending sale$115,000
2022-09-02Contingent$115,000
2022-08-04Price change$115,000
2022-07-19Price change$125,000
2022-06-21Listed for sale$135,000
2020-10-07Listing removed$85,000
2020-06-26Listed for sale$85,000

New Construction

AgentDARRELL BAILEY
BrokerageRE/MAX FIRST REALTY II

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