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45296 15th Ave, Bloomingdale, MI, 49026

3beds
1baths
1,152sqft
$324,900
$282price/sqft
$2,282/moest. monthly cost
$91,280/yrincome needed

About This Home

All reasonable offers considered. Enjoy waterfront living on private 150-acre all-sports Great Bear Lake. Known for its stunning sunsets and relaxed waterfront lifestyle. This 3-bedroom, 1-bath home, offers 1,152 square feet of living space with approximately 61 feet of lake frontage. Recent updates within the last 10 years include vinyl siding, roof, and windows. Enjoy boating, fishing, swimming, and the beauty of lake life right outside your door. The garage adds convenient storage for vehicles and/or lake gear. Located approximately 15 minutes from South Haven and 2 hours from Chicago. Home is being sold as is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: Crawl Space,Partial,Slab

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • LP Tank Rented
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Laminate,Linoleum
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Other

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 800510100100

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Channel,Lake
  • Waterbody name: Great Bear Lake

Lot

  • Lot size: 0.31 Acres
  • Features: Level
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$152$1,824
Property Taxes $300$3,600
Electricity $188$2,259
Total$2,282$27,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,240/yr
40% on housing$68,460/yr
45% on housing$60,853/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 49026$232
Van Buren County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 49026
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$324,900
2026-07-17Listed for sale$349,900

For Sale by Agent

AgentDarrick D Clemons
BrokerageBerkshire Hathaway HomeServices MI

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