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33259 Orchard St, Covert, MI, 49043

5beds
2baths
2,460sqft
$155,000
$63price/sqft
$1,399/moest. monthly cost
$55,960/yrincome needed

About This Home

Set on over 8 serene acres in Covert Township, this property offers a rare opportunity for those looking to restore, rebuild, or create their own vision. Originally a spacious Colonial home featuring 5 bedrooms, 2 full bathrooms, approximately 2,460 square feet, a four-season room, great room, dining area, and generous living spaces, the residence sustained significant fire damage in February 2025 and is being sold strictly as-is. The value is reflected in the acreage, setting, existing improvements, and potential for redevelopment. A unique opportunity to bring new life to a beautiful piece of property with room to roam.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
Covert Elementary SchoolGrades PK-50.7 mi
3/10
Covert Middle SchoolGrades 6-80.7 mi
4/10
Covert High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Window features: Bay/Bow,Window Treatments
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,460
  • Total interior livable area: 2,460 sqft

Property

Details

  • Parcel number: 800714009100

Features

  • Stories: 2

Lot

  • Lot size: 8.13 Acres
  • Features: Corner Lot,Level,Wooded,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$97$1,164
Property Taxes $251$3,012
Electricity $268$3,219
Total$1,399$16,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,965/yr
40% on housing$41,970/yr
45% on housing$37,306/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 49043$109
Van Buren County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 49043
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$125,000
2026-06-09Listed for sale$155,000
2025-02-22Listing removed$175,000
2025-02-15Contingent$175,000
2025-02-12Price change$175,000
2025-01-28Price change$195,000
2024-11-12Listed for sale$225,000

For Sale by Agent

AgentChristine Gianni
BrokerageJaqua Realtors

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