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81735 Laguna Beach Dr, Lawton, MI, 49065

2beds
1baths
720sqft
$550,000
$764price/sqft
$3,745/moest. monthly cost
$149,800/yrincome needed

About This Home

Welcome to exceptional lakefront living on all-sports Bankson Lake! Situated on over a half acre with 100 feet of private frontage, this beautifully renovated 2-bedroom, 1-bath home has been thoughtfully updated from top to bottom, offering a perfect blend of modern style and lakeside charm. The bright, inviting interior is completely refreshed with quality finishes throughout, making it truly move-in ready. Step outside and enjoy everything lake life has to offer, from boating and swimming to relaxing by the water and taking in the incredible views. A rare bonus is the impressive 1,550-square-foot pole barn featuring a private guest suite complete with its own full bathroom--ideal for hosting family and friends, creating a home office, or providing additional flex space. Whether you're searching for a year-round home or the ultimate weekend getaway, this one-of-a-kind Bankson Lake property is ready to make lasting memories.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Lawton Middle SchoolGrades 5-83.7 mi
6/10
Lawton High SchoolGrades 8-123.7 mi
8/10
Lawton Elementary SchoolGrades PK-43.8 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Screens,Replacement,Insulated Windows,Window Treatments
  • Flooring: Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 801601401800

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Bankson Lake

Lot

  • Lot size: 0.56 Acres
  • Lot size dimensions: irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$268$3,216
Property Taxes $508$6,096
Electricity $188$2,259
Total$3,745$44,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,400/yr
40% on housing$112,350/yr
45% on housing$99,866/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$764This listing

vs Other Active Listings

Avg $/sqft

ZIP 49065$213
Van Buren County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 49065
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$524,900
2026-06-30Listed for sale$550,000

For Sale by Agent

AgentChristine A Hadden
BrokerageChuck Jaqua, REALTOR

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