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20 Pine Street, Woodsville, NH, 03785

7beds
4baths
3,563sqft
$345,000
$97price/sqft
$2,860/moest. monthly cost
$114,400/yrincome needed

About This Home

Located conveniently within Woodsville village and with proximity to shops, restaurants, schools and commuting in all directions, this current four-unit property is rented by the occupying owners and is ready for a new chapter with a similar or adjacent usage. This property is divided into four current units, one at the top floor of the structure, another two on the second floor, and the owner occupied first floor. The first floor unit offers laundry facilities, spacious rooms, and a covered porch for recreating and lounging. The second floor is occupied by one unit that could easily be "blended" back with the first floor unit, offering two bedrooms and a bathroom, as well as another two-bedroom unit with a bathroom which is completely separate from the remainder of the home. The highest-level unit is accessed from the same access as the separate unit, and has some room for improvement or revision in the future. The attached barn/garage offers a single bay which would be used for a vehicle or the barn itself offers potential for a fifth unit if desired. A large, historic property with a ton of potential.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
9/10
Woodsville High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Brick
  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic Vintage,New Englander
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Full,Unfinished,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,563

Heating & Cooling

  • Heating features: Propane,Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 4,131
  • Total interior livable area: 3,563 sqft

Property

Details

  • Zoning description: Haverhill

Features

  • Levels: 2.5
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s)
  • Frontage length: Road frontage: 88

Lot

  • Lot size: 9,148 sqft
  • Features: Corner Lot,Country Setting,Level,Trail/Near Trail,Views,Walking Trails,Near Paths,Near Shopping,Near Snowmobile Trails,Neighborhood,Rural,Valley,Near Public Transit,Near ATV Trail,Near School(s)

Parking

  • Total spaces: 1
  • Parking features: Paved,Off Street,On Site,Parking Spaces 1,Barn
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance $158$1,896
Property Taxes $437$5,244
Electricity $521$6,261
Total$2,860$34,320

Income You'd Need if You Spent...

35% on housing$98,057/yr
40% on housing$85,800/yr
45% on housing$76,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 03785$175
Grafton County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 03785$209
Grafton County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$355,000
2013-11-08Sold$60,000
2009-10-31Listing removed$139,000
2009-06-07Listed for sale$139,000

For Sale by Agent

AgentDarren Sherburne
BrokerageFour Seasons Sotheby's Int'l Realty

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