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405 S Moffet Ave, Joplin, MO, 64801

5beds
5baths
3,951sqft
$399,000
$101price/sqft
$3,073/moest. monthly cost
$122,920/yrincome needed

About This Home

This is the kind of home people hope they stumble across... but almost never do. Set right in the heart of everything exciting happening in downtown Joplin, this historic beauty has been completely reimagined with intention, integrity, and seriously good style. The charm you want is still here--original hardwood floors, restored historic windows, and those incredible double-decker porches wrapping the home--but behind the scenes, every major system has already been done for you. Completely rewired. Fully replumbed. New roof. Even the fire alarm system is hardwired. It's the kind of renovation you can feel confident in. And the location? It's one people tend to overlook... until they actually experience it. Less than a block from museums and surrounded by the steady energy of downtown's revival, you're truly in it--coffee, culture, events, growth--all just outside your door. This is where Joplin is happening. Inside, the floor plan just works. Bright, open, and functional with generous room sizes, unexpected bonus spaces, and storage you don't usually find in homes of this era. Every detail feels considered without losing the soul of the home. Outside, a fenced yard adds privacy and flexibility, while the porches give you front-row seats to a neighborhood that's actively being restored, invested in, and brought back to life. Not currently on the historic registry, but eligible--giving you the option to take that step if you choose. This isn't just a remodel. It's a thoughtful restoration in a location that's on the rise--perfect for someone who sees what's coming next and wants to be part of it.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

3/10
Dover Hill ElementaryGrades K-51.1 mi
4/10
North Middle SchoolGrades 6-80.4 mi
5/10
Joplin High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Block
  • Construction materials: Hard Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Wood
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,074
  • Finished area above ground: 2,877

Heating

  • Heating features: Fireplace(s)

Interior Area

  • Total structure area: 3,951
  • Total interior livable area: 3,951 sqft

Property

Details

  • Parcel number: 19200340042002000

Features

  • Patio & porch: Porch
  • Fencing: Chain Link

Lot

  • Lot size: 0.25 Acres
  • Features: Residential
  • Lot size dimensions: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$529$6,348
Property Taxes $226$2,712
Electricity $301$3,620
Total$3,073$36,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,360/yr
40% on housing$92,190/yr
45% on housing$81,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 64801$106
Jasper County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 64801$126
Jasper County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$435,000
2024-05-04Listing removed--
2024-02-04Pending sale$145,000
2024-01-16Listed for sale$150,000
2020-04-27Listing removed$48,000
2019-11-13Price change$48,000
2019-07-10Listed for sale$52,000

For Sale by Agent

AgentTiffany Blair
BrokerageThe Essential Real Estate

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