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68 Lighthouse Rd Unit 112, Lake Ozark, MO, 65049

4beds
3baths
1,882sqft
$444,000
$236price/sqft
$3,167/moest. monthly cost
$126,680/yrincome needed

About This Home

Lighthouse Pointe is a gated condo development with elevators & amenities you are sure to love! The condo is beautifully decorated so you will feel right at home as soon as you walk in the door. Easily entertain your friends & family in this 4 bed/3 full bath unit with 2 levels, 2 decks which gives you 2 living rooms, one with a wet bar & a walk off lakeside deck on the lower level! This condo also comes mostly furnished & complete with a 12x32 boat slip and 2 PWC slips & lifts included. Take the boardwalk to the heated waterfront point pool & hot tub & take in a beautiful panoramic view! The kiddos will also enjoy the community play ground nearby. All this is on the 1mm of the Osage & within minutes of great dining, entertainment, golf, shopping & more!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
Osage Middle SchoolGrades 6-85.5 mi
7/10
Osage High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Notable Dates

  • Major remodel year: 2012

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Wet Bar,Tray Ceiling(s),Ceiling Fan(s),Coffered Ceiling(s),Elevator,Furnished,Fireplace,Jetted Tub,Pantry,Cable TV,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,882
  • Total interior livable area: 1,882 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 136013004007001128
  • Exclusions: personal items & furnishings,please refer to inventory list.

Features

  • Levels: Two
  • Pool features: Community
  • Patio & porch: Deck,Open,Porch,Screened
  • Exterior features: Blacktop Driveway,Deck,Elevator,Enclosed Porch,Hot Tub/Spa,Playground,Storage,Storm Shelter
  • Has spa: Yes
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Cove,Lake Front,Seawall

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage,Open,Other,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,245$26,940
Home Insurance *$576$6,912
Property Taxes $203$2,436
Electricity $143$1,724
Total$3,167$38,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,582/yr
40% on housing$95,010/yr
45% on housing$84,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$204
Miller County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Miller County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-01Price change$449,000
2025-09-13Listed for sale$459,000
2022-10-28Sold--
2022-09-18Pending sale$399,000
2022-09-18Contingent$399,000
2022-08-21Price change$399,000
2022-08-11Listed for sale$410,000
2020-10-23Sold--
2020-09-12Pending sale$310,000
2020-09-11Listed for sale$310,000
2012-03-02Listing removed$205,000
2012-02-25Price change$205,000
2011-10-02Price change$225,000
2011-01-17Listed for sale$229,000
2010-10-23Listing removed$269,900
2010-05-01Price change$269,900
2009-04-30Listed for sale$279,900

For Sale by Agent

AgentKATHY BONNOT
BrokerageRE/MAX Lake of the Ozarks

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