16498 Park Estates Dr, Brainerd, MN, 56401
About This Home
Welcome Home to this beauty located on Clearwater Lake! Blanketed in a woodsy setting, this townhome offers lake views, deeded boat slip and loads of recreational fun while skipping the exterior maintenance and upkeep of a lake home. Walking through the front door you're greeted by soaring ceilings. Hardwood floors throughout the main level and craftsman natural woodwork compliment the open floor plan. The spacious kitchen features stainless steel appliances, solid surface countertops, pantry and an abundance of storage and countertop space. Main level primary bedroom with walk in closet and main level laundry make this home a one level living dream! Upper level features two large bedrooms (with CA Closets), loft area and bonus space for office, hobby or bunk room. Finished lower level with 3/4 bathroom has egress window and offers additional living or sleeping space. New furnace and water heater. Being a part of this small HOA gives you access to a lakeside community room, community garden, sand beach, boat launch, community dock, lakeside restrooms, green space, fire pit, 465 feet of shoreline and don't forget your unencumbered deeded boat slip! Clearwater Lake is spring fed and low traffic with a camp owning 1/3 of shoreline; great for fishing small mouth, sunnies and walleyes! Conveniently located near Crosby and the Cuyuna Range with miles of bike trails, shopping, restaurants and more!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Age Over 8 Years,Asphalt
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished,Full
Bedroom
- Level: Main
- Area: 216
- Dimensions: 13.5' x 16'
Bedroom2
- Level: Upper
- Area: 168.75
- Dimensions: 12.5' x 13.5'
Bedroom3
- Level: Upper
- Area: 120.75
- Dimensions: 10.5' x 11.5'
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Bonus Room
- Level: Upper
- Area: 118.25
- Dimensions: 5.5' x 21.5'
Dining Room
- Level: Main
- Area: 121
- Dimensions: 11' x 11'
Family Room
- Level: Lower
- Area: 529
- Dimensions: 23' x 23'
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 740
- Finished area above ground: 2,220
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,269
- Total interior livable area: 3,269 sqft
Kitchen
- Level: Main
- Area: 140
- Dimensions: 10' x 14'
Laundry
- Level: Main
- Area: 30
- Dimensions: 5' x 6'
Living Room
- Level: Main
- Area: 280
- Dimensions: 14' x 20'
Loft
- Level: Upper
- Area: 204
- Dimensions: 12' x 17'
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 50070519
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 1182
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Composite Decking
- Fencing: None
- Has view: Yes
- View description: Bay,East,Lake
- Has water view: Yes
- Water view: Bay,Lake
- On waterfront: Yes
- Waterfront features: Association Access,Lake Front,Waterfront Elevation(15-26),Lake Bottom(Sand,Weeds,Excellent Sand)
- Frontage length: Water Frontage: 465
Lot
- Lot size: 2,613 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 42 x 58
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Crow Wing County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance * | $430 | $5,160 |
| Property Taxes | $339 | $4,068 |
| Electricity | $275 | $3,308 |
| Total | $3,900 | $46,800 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $575,000 |
| 2010-11-08 | Sold | $210,000 |
| 2010-05-09 | Price change | $224,900 |
| 2010-03-21 | Price change | $249,900 |
| 2009-10-04 | Price change | $299,900 |
| 2009-07-30 | Price change | $349,900 |
| 2009-04-25 | Listed for sale | $399,900 |
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