Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

103 N Beach Ave, Cape May Court House, NJ, 08210

2beds
1baths
1,491sqft
$1,200,000
$805price/sqft
$7,663/moest. monthly cost
$306,520/yrincome needed

About This Home

The world is your oyster and this coastal cottage is the pearl. Tucked away on the quiet shore of Reeds Beach, a dream setting of pure magic awaits you. Boasting panoramic views directly on the beachside of the Delaware bay. This masterfully crafted and beautifully maintained home features classic cedar shake exterior, bright sun filled interiors and an inviting open floor plan designed for effortless living and entertaining. Step inside to the spacious living area and open kitchen, hardwood flooring and refined woodwork. The front bedroom is directly off the full bath that includes a laundry room setup and utility space. Look up to the second floor catwalk, which features a loft style bedroom and bonus space. The architectural beauty of this home is only enhanced by the perfect views from every room. As the wrap around decks entice you to sit and have your morning coffee, by evening the sunset is unmatched. Whether you are seeking your year round oasis or summer retreat, you will not find more relaxed seaside living than this.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Middle Twp Elementary 2Grades 3-54.4 mi
5/10
Middle Twp High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Refrigerator,Propane Cooktop,Gas Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s),Loft,Eat-in Kitchen,Pantry
  • Flooring: Wood

Heating & Cooling

  • Heating features: Propane,Electric,Radiant
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,491
  • Total interior livable area: 1,491 sqft

Property

Details

  • Zoning: CD

Features

  • Patio & porch: Patio,Deck,Enclosed/Covered Patio,Screened
  • Exterior features: Bulkhead
  • On waterfront: Yes
  • Waterfront features: Bay Front

Lot

  • Lot size: 6,200 sqft
  • Lot size dimensions: 62' x 100'

Parking

  • Parking features: Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Strong Wind
Winter Weather
Drought
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$473$5,676
Property Taxes $930$11,160
Electricity $193$2,318
Total$7,663$91,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$262,731/yr
40% on housing$229,890/yr
45% on housing$204,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$805This listing

vs Other Active Listings

Avg $/sqft

ZIP 08210$230
Cape May County$616

vs Homes Sold Last Month

Median $/sqft

ZIP 08210$272
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$1,200,000
2009-06-06Listing removed$399,000
2009-04-25Listed for sale$399,000

For Sale by Agent

AgentDena Olivieri
BrokerageColdwell Banker James C Otton Real Estate

Similar Homes