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10 Bridgeton Dr, Cape Charles, VA, 23310

5beds
3baths
2,815sqft
$975,000
$346price/sqft
$6,280/moest. monthly cost
$251,200/yrincome needed

About This Home

Located in Bay Creek you'll have access to a clubhouse, resort-style pool, walking paths, and more—all just minutes from dining, shopping, and beautiful beaches. Experience the perfect blend of modern comfort and tranquil coastal neighborhood you'll love to call home. Photos are to be used as an example and do not represent exact listings selections.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
4/10
Northampton MiddleGrades 7-87.2 mi
3/10
Northampton High SchoolGrades 9-127.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Roof: Metal,Age 0-9 yrs +/-
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Microwave,Dishwasher,Disposal,Refrigerator,Range Hood,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One Fireplace,Family Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,815
  • Total interior livable area: 2,815 sqft

Property

Features

  • Levels: Two
  • Patio & porch: Screened,Patio,Deck
  • Waterfront features: Deeded Access
  • Waterbody name: Chesapeake Bay

Lot

  • Lot size: 0.31 Acres
  • Features: <.5 acre +/-
  • Lot size dimensions: .31

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car,Attached,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hurricane
Coastal Flooding
Cold Wave
Drought
Hail
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$543$6,516
Property Taxes $536$6,432
Electricity $271$3,253
Total$6,280$75,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,314/yr
40% on housing$188,400/yr
45% on housing$167,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 23310$288
Northampton County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 23310
Northampton County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$985,000
2020-08-21Sold$25,000
2020-07-12Pending sale$25,000
2017-07-09Listed for sale$25,000
2012-09-08Listing removed$152,000
2011-03-15Listed for sale$152,000

New Construction

AgentKate Adams
BrokerageSwell Real Estate

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