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2696 Armstrong Ln, Mount Washington, KY, 40047

4beds
5baths
4,338sqft
$897,500
$207price/sqft
$6,343/moest. monthly cost
$253,720/yrincome needed

About This Home

Welcome to this exceptional custom-built home situated on 10 acres in Mt. Washington. Offering over 3300 sq ft on the main level plus an additional 1000 sq ft finished loft area. This stunning 4-bedroom. 4.5 bath home blends luxury, comfort and functionality. Step inside to a gorgeous open-concept layout featuring a spacious great room with 18-ft ceilings, tons of natural light and a beautiful feature wall with a modern fireplace. The open design flows into the kitchen and dining room making it perfect for entertaining. The chef's kitchen showcases a large center island with a farmhouse sink, granite countertops, custom cabinetry with glass accents, stainless appliances, stylish tile backsplash and spacious walk-in pantry. The luxurious primary suite features a stunning copper, .... mother of pearl soaking tub, spacious walk-in tiled shower and a double vanity with granite counters. Tile flooring throughout the bathroom and the oversized walk-in closet provides tons of organization space. The main level also offers a welcoming foyer with gorgeous double entry doors, dining area with a custom accent wall, and high-end finishes through-out including engineered hardwood flooring, beautiful lighting and detailed trim work. The oversized loft offers a full bath and versatile flex space, perfect for a home office, media room or additional living space. The private mother-in-law suite provides ideal space for extended family or guests. It includes a full bath, kitchen, bedroom and living room. There's also a private covered back porch. Outside, the property continues to impress with a gated entry, expansive driveway, 2-car attached garage and a 4-car detached garage. The detached garage has heat and air with 3 mini-split units. Sit and enjoy the property from the gorgeous covered back porch with a vaulted ceiling, stone and paver flooring, rod iron railing and wood accent columns. Enjoy peaceful country living with privacy and room to roam while conveniently located near shopping, dining and local amenities. This one-of a kind Mt Washington property offers acreage, luxury finishes and versatile living space that is rarely available. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
Eastside Middle SchoolGrades 6-81.1 mi
6/10
Bullitt East High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,338

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Electric,Propane,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,338
  • Total interior livable area: 4,338 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 07100000009

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Privacy

Lot

  • Lot size: 10.02 Acres

Parking

  • Total spaces: 6
  • Parking features: Detached,Attached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,538$54,456
Home Insurance *$481$5,772
Property Taxes $982$11,784
Electricity $342$4,110
Total$6,343$76,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,474/yr
40% on housing$190,290/yr
45% on housing$169,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 40047$149
Bullitt County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40047$187
Bullitt County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$979,500
2026-03-25Price change$1,119,500
2026-02-28Price change$1,197,500
2026-02-05Listed for sale$1,297,500

For Sale by Agent

AgentDarrell Harrod
BrokerageHarrington & Associates Realty

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