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2033 Harbor Way Unit 103, Graford, TX, 76449

3beds
3baths
1,963sqft
$479,000
$244price/sqft
$3,428/moest. monthly cost
$137,120/yrincome needed

About This Home

Located in the exclusive The Harbor at Possum Kingdom Lake, this beautifully appointed condo offers the perfect blend of comfort, convenience, and resort-style living. Featuring hand scraped hardwood floors and being sold fully furnished, this home is truly turnkey. Simply drop your bags and head straight to the lake. The Harbor is known for its private, amenity rich atmosphere, making it one of the most sought after communities at Possum Kingdom. Residents enjoy access to an impressive lineup of amenities including a resort style pool, relaxing hot tubs, and a full sports complex featuring a putting green, sand volleyball court, pickleball courts, tennis courts, and basketball courts. Whether you are looking for a weekend getaway, a lock and leave lake retreat, or a place to gather with family and friends, this condo offers effortless lake living in one of PK’s most premier communities.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
4/10
Mineral Wells High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Metal
  • Construction materials: Plaster,Rock,Stone

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dryer,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Granite Counters,Kitchen Island
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,963 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 35747
  • Attached to another structure: Yes
  • Exclusions: Painting in the living room.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Rear Porch,Covered
  • Exterior features: Outdoor Grill
  • Spa features: Community
  • Waterbody name: Possum Kingdom

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Wildfire
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$341$4,092
Property Taxes $427$5,124
Electricity $238$2,859
Total$3,428$41,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,531/yr
40% on housing$102,840/yr
45% on housing$91,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 76449$331
Palo Pinto County$299

vs Homes Sold Last Month

Median $/sqft

ZIP 76449$344
Palo Pinto County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$485,000
2026-03-05Listed for sale$495,000
2025-12-01Listing removed$493,000
2025-10-14Listed for sale$493,000
2025-10-14Listing removed$493,000
2025-08-22Price change$493,000
2025-07-07Price change$499,000
2025-06-20Price change$529,000
2021-04-15Pending sale$425,000
2020-10-15Listed for sale$425,000
2009-05-01Listing removed$412,000
2009-03-24Listed for sale$412,000

For Sale by Agent

AgentMerit Holstein
BrokeragePossum Kingdom Real Estate

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