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4712 Jefferson Ave, Midland, MI, 48640

2beds
1baths
588sqft
$115,000
$196price/sqft
$963/moest. monthly cost
$38,520/yrincome needed

About This Home

Great House with new PEX in whole house. Just renovated with Water proof LV flooring in bath, new faucets and hookup for washer dryer. Has Garage in back and property runs all the way to the back fence.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
9/10
Northeast Middle SchoolGrades 6-80.9 mi
8/10
Midland High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Microwave
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 588

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 588
  • Total interior livable area: 588 sqft

Kitchen

  • Area: 108

Living Room

  • Area: 126

Master Bathroom

  • Features: Private

Master Bedroom

  • Area: 126

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 141080284
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Waterfront features: None

Lot

  • Lot size: 0.46 Acres
  • Features: Level,Metes and Bounds
  • Lot size dimensions: 90 x 224

Parking

  • Total spaces: 1
  • Parking features: Detached,Paved,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Hail
Lightning
Tornado

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$61$732
Property Taxes $133$1,596
Electricity $188$2,259
Total$963$11,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,017/yr
40% on housing$28,890/yr
45% on housing$25,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 48640$148
Midland County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 48640$140
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Listing removed$1,000
2026-05-09Price change$115,000
2026-05-05Listed for rent$1,000
2026-04-21Price change$120,000
2026-04-04Listed for sale$125,000
2026-01-01Listing removed$99,900
2025-09-26Price change$99,900
2025-09-10Listed for sale$109,000
2024-06-06Listing removed$89,900
2024-04-01Listed for sale$89,900

For Sale by Agent

AgentCHARLES CAMPBELL
BrokerageListWithFreedom.com

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