55700 Route 25, Southold, NY, 11971
About This Home
Turnkey Commercial Property with Apartment - Prime Beach Route Location! Incredible opportunity to own a fully equipped commercial property with a 2-bedroom, 1-bath apartment above - perfect for owner-operators or investors! Located on a high-traffic road leading directly to the beach, this versatile space is ideal for a café, deli, bakery, specialty food business, or retail shop. The building features a fully operational commercial kitchen, walk-in freezer, and walk-in refrigerator in the basement - ready for immediate use. Upstairs, enjoy a spacious 2-bedroom apartment with full kitchen and bath, ideal for live/work convenience or additional rental income.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Interior Area
- Total structure area: 2,146
- Total interior livable area: 2,146 sqft
Property
Features
- Stories: 3
Lot
- Lot size: 5,227 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,570 | $102,840 |
| Home Insurance * | $899 | $10,788 |
| Property Taxes | $2,288 | $27,456 |
| Electricity | $354 | $4,255 |
| Total | $12,111 | $145,332 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-11 | Listed for sale | $1,850,000 |
For Sale by Agent
View on Zillow