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2815 A B Carter Rd, Hallsville, TX, 75650

2beds
1baths
1,184sqft
$195,000
$165price/sqft
$1,362/moest. monthly cost
$54,480/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home set on a quiet country backdrop offering peace, space, and privacy. This well-kept property features a privacy-fenced yard, a handy storage building, and plenty of room to enjoy outdoor living. Located in highly sought-after Hallsville ISD, within minutes of shopping and hospital. It’s an ideal fit for first-time buyers, downsizers, or anyone looking for a simple, comfortable home with a rural feel.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
7/10
Hallsville High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Free-Standing Range,Microwave,Dishwasher,Electric Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Shower/Tub,Tile Counters

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,Ceiling Fans,Eat-in Kitchen
  • Window features: Double Pane Windows
  • Flooring: Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 1,184 sqft

Property

Accessibility

  • Accessibility features: Meets Wheelchair Req.

Details

  • Parcel number: 10093074
  • Exclusions: Personal items

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Wood,Metal Fence
  • Living area range: 1000-1500

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,None,Detached,Concrete
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$112$1,344
Property Taxes $26$312
Electricity $238$2,859
Total$1,362$16,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,697/yr
40% on housing$40,860/yr
45% on housing$36,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.8%
-5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 75650$297
Harrison County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75650$180
Harrison County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$195,000

For Sale by Agent

AgentRegina Echols
BrokerageReal Estate Marketing

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