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2431 Columbus Cir, Charlotte, NC, 28208

2beds
2baths
962sqft
$289,000
$300price/sqft
$1,930/moest. monthly cost
$77,200/yrincome needed

About This Home

Bungalow. Contract with a builder -RECENTLY FELL THROUGH- home was scheduled to be torn to construct a much larger home. House has been vacant by for a year. Kitchen has been removed. Primary suite with full bath and walk-in closet. The second bedroom has two separate closets. Baths were updated 7 years ago. Hall bath has custom designed barn doors. Luxury vinyl plank flooring. Great covered front porch where you can sit, sip on a beverage and entertain. Large private back yard. Convenient location. New custom homes built on street and area from $700++. No electricity on home.

Getting Around

48
WalkingCar-Dependent
43
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

5/10
5/10
West Charlotte HighGrades 9-122.7 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Crawl Space
  • Roof: Composition,Fiberglass
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Plumbed For Ice Maker,Refrigerator,Self Cleaning Oven,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Pantry,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 962

Great Room

  • Features: Ceiling Fan(s)
  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 06704120
  • Zoning: N1-C
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Covered,Deck,Front Porch
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.16 Acres
  • Features: Sloped,Wooded
  • Lot size dimensions: 57 x 136 x 56 x 128

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$103$1,236
Property Taxes $166$1,992
Electricity $200$2,405
Total$1,930$23,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,171/yr
40% on housing$57,900/yr
45% on housing$51,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$198
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$289,000
2022-12-10Listing removed--
2022-12-07Listed for rent$1,650
2019-08-26Sold$175,700
2017-02-23Sold$65,000
2009-09-06Listing removed$69,900
2009-02-28Listed for sale$69,900

For Sale by Agent

AgentSheryl Bayko
BrokerageFortner Bayko And Company

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