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516 Williams St APT 12, South Haven, MI, 49090

2beds
2baths
1,035sqft
$489,900
$473price/sqft
$3,380/moest. monthly cost
$135,200/yrincome needed

About This Home

Experience the best of South Haven and Lake Michigan in this upscale 2-bed, 2-bath condo at Watertowne. Perfectly positioned for personal retreat or a high-performing investment. Unbeatable location in the Heart of Downtown. Steps from the iconic Idler Riverboat, boutique shops, and dining. Just a short stroll to the sandy shores of South Beach. Situated directly across from the scenic river area. ✨Premium Features include Private Balcony that overlooks the sparkling pool. Recent Upgrades include newer furnace, AC, water heater, fixtures, and blinds. Rare perks include a secure indoor parking garage.💰 Investors, it's furnished and turn-key ready. Short-term rental permit available. Highly sought-after location with massive rental appeal. Don't wait--grab this rare South Haven opportunity today.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

7/10
Lincoln ElementaryGrades PK-30.9 mi
5/10
Baseline Middle SchoolGrades 6-81.3 mi
4/10
South Haven High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Hall

Basement

  • Basement: Slab

Bathroom1

  • Level: Main
  • Area: 48
  • Dimensions: 6.00 x 8.00

Bedroom2

  • Level: Main
  • Area: 126
  • Dimensions: 14.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 104
  • Dimensions: 13.00 x 8.00

Features

  • Elevator,Center Island,Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,035
  • Total interior livable area: 1,035 sqft

Kitchen

  • Level: Main
  • Area: 115
  • Dimensions: 10.00 x 11.50

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13.00 x 13.00

Master Bathroom

  • Level: Main
  • Area: 72
  • Dimensions: 8.00 x 9.00

Master Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 12.00 x 14.00

Property

Details

  • Parcel number: 805377201200

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Association
  • Exterior features: Balcony
  • Waterfront features: Lake
  • Waterbody name: Lake Michigan

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$262$3,144
Property Taxes $453$5,436
Electricity $188$2,259
Total$3,380$40,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,885/yr
40% on housing$101,400/yr
45% on housing$90,133/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 49090$300
Van Buren County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 49090
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$499,900
2025-07-11Price change$534,900
2025-02-18Price change$554,900
2024-12-04Price change$569,995
2024-10-23Listed for sale$585,000
2023-04-28Sold$515,000
2023-04-26Pending sale$525,000
2023-03-31Contingent$525,000
2022-11-09Listed for sale$525,000
2013-04-16Listing removed$214,900
2012-05-10Price change$214,900
2012-01-20Listed for sale$199,500
2011-02-17Listing removed$245,000
2010-07-18Price change$245,000
2010-07-15Price change$314,900
2010-03-06Price change$245,000
2009-10-23Price change$235,000
2009-02-20Listed for sale$299,000

For Sale by Agent

AgentAmanda Soukup
BrokerageJaqua REALTORS

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