432 W Spruce St #202, Missoula, MT, 59802
About This Home
Welcome to your urban oasis nestled in the heart of downtown! This beautifully appointed, fully furnished 2-bedroom, 2-bathroom condo offers the perfect blend of historic charm and modern convenience. Situated in a meticulously preserved 1920's rowhouse, this condo is ideally located within walking distance of nearby restaurants, shopping, the University of Montana, entertainment options and a level 2 trauma center (St. Patrick’s Hospital). Inside, discover a thoughtfully designed living space boasting modern amenities and stylish finishes. The open-concept layout seamlessly connects the living, dining, and kitchen areas, ideal for entertaining and everyday living. The gourmet kitchen is complete with marble countertops, stainless steel appliances, and ample storage space. Large windows flood the space with natural light, creating a warm and inviting ambiance throughout. The primary bedroom is a sanctuary for rest and relaxation with a beautiful ensuite, a peaceful sitting area and convenient access to the parking area located on north side of the building. Maximizing every square foot, this condo boasts a cleverly designed Murphy bed in the second bedroom, providing versatility for use as a bedroom, office, or additional living area. A second bathroom offers comfort and convenience for residents and guests alike. Take in stunning views on your private patio while sipping your coffee or unwinding after a long day. The unit includes a covered, off-street parking spot and additional storage in the basement. Monthly HOA fees cover maintenance of common areas, all lawn care and snow removal, and annual exterior window cleaning, ensuring hassle-free living for residents.
Getting Around
Very Walkable
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1920
Materials
- Foundation: Poured
- Construction materials: Brick
Type & Style
- Home type: Condo
- Architectural style: Other
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,306 sqft
Property
Details
- Parcel number: 04220021144037202
- Zoning: Business
- Zoning description: B2-2
- Special condition: Standard
Features
- Patio & porch: Balcony
- Exterior features: Balcony
Lot
- Lot size: 7,797 sqft
Parking
- Total spaces: 1
- Parking features: Alley Access
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Ice Storm
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,767 | $45,204 |
| Home Insurance | $222 | $2,664 |
| Property Taxes | $484 | $5,808 |
| Electricity | $151 | $1,812 |
| Total | $4,624 | $55,488 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $745,000 |
| 2025-12-01 | Listing removed | $850,000 |
| 2025-07-15 | Price change | $850,000 |
| 2025-05-19 | Listed for sale | $875,000 |
| 2024-08-27 | Listing removed | -- |
| 2024-04-22 | Listed for sale | $625,000 |
| 2009-08-02 | Listing removed | $379,000 |
| 2009-04-18 | Price change | $379,000 |
| 2009-02-13 | Listed for sale | $419,900 |
For Sale by Agent
View on Zillow