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205 Lakeside Villa, Diamondhead, MS, 39525

0beds
1baths
--sqft
$75,500
--price/sqft
$716/moest. monthly cost
$28,640/yrincome needed

About This Home

Discover effortless living in Diamondhead with this easy-care studio condo designed for anyone seeking comfort and convenience. It could be the ultimate ''starter home'' for the first-time homebuyer looking to build equity without the stress of high-maintenance living. Or, the perfect retreat for anyone ready to downsize, simplify, and enjoy a calmer, more intentional way of living. The floor-to-ceiling lake view offers a front-row seat to the beauty and wildlife outdoors while bringing a sense of calm and mindfulness indoors. Step outside though, and enjoy a community rich with amenities-- a clubhouse next door with two restaurants and MANY fun events, two award-winning golf courses, multiple swimming pools, tennis and pickleball courts, walking paths, athletic fields, fishing piers, and boat and kayak launches. Everything else you need is close at hand, from fitness centers and medical facilities to groceries, restaurants, and retail. Whether you're launching your independence or embracing a low-maintenance final destination, this lock-and-leave home offers the perfect blend of serenity, recreation, and convenience in one welcoming place. Ask me about First Time Homebuyer programs. This beautiful unit was totally renovated in 2023 with all new appliances, flooring and systems. Nice view of pond from your own balcony.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

10/10
6/10
Hancock Middle SchoolGrades 6-85.1 mi
8/10
Hancock High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Basement

  • Basement:

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $381$4,572
Home Insurance *$102$1,224
Property Taxes $41$492
Electricity $192$2,304
Total$716$8,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,548/yr
40% on housing$21,480/yr
45% on housing$19,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 39525$110
Hancock County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 39525$140
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-18Listed for sale$75,500
2025-07-18Listing removed$89,500
2025-06-19Price change$89,500
2025-06-15Price change$91,000
2025-06-09Price change$93,000
2025-05-22Listed for sale$97,000
2010-08-04Listing removed$600
2009-02-12Listed for sale$600

For Sale by Agent

AgentPatricia A. Burgoyne
BrokerageEXIT COASTAL GATEWAY REALTY

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