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6434 S Eberhart Ave, Chicago, IL, 60637

8beds
2baths
--sqft
$385,900
--price/sqft
$3,310/moest. monthly cost
$132,400/yrincome needed

About This Home

INVESTOR SPECIAL IN WEST WOODLAWN. Solid two flat with 4 bedrooms and 1 bath in each unit, a rare bedroom count that rents itself. The second floor unit is already leased at $1,850 per month, giving you income from day one. The first floor unit is a clean canvas needing cosmetic updating, and that is where the upside lives. The big ticket items are already handled. Full tear off roof in 2025 and new furnaces in 2026, so your budget goes toward finishes and value add, not mechanicals and emergencies. Run the numbers your way. House hack: live in one unit and let the tenant above cover the note. Rehab and rent both for full market income. Or duplex the first floor down to the basement and create a spacious owner's unit with a layout that actually functions for modern living. The block is moving. New construction has broken ground at the end of the street, and 6430 S. Eberhart sold for $582,000 in late January. West Woodlawn is minutes from the Obama Presidential Center, the University of Chicago, and Lake Shore Drive, and values are following. Sold as is. Bring your vision and your contractor. Your window to get into West Woodlawn is right now.

Getting Around

70
WalkingSomewhat Walkable
72
TransitExcellent Transit
76
BikeVery Bikeable

Schools

3/10
Dulles Elementary SchoolGrades PK-80.2 mi
2/10

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Natural Gas

Property

Details

  • Parcel number: 20222090290000
  • Special condition: None

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 25X125

Parking

  • Total spaces: 4
  • Parking features: Off Alley,Off Street,Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,951$23,412
Home Insurance *$673$8,076
Property Taxes $556$6,672
Electricity $130$1,569
Total$3,310$39,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,485/yr
40% on housing$99,300/yr
45% on housing$88,266/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60637$209
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60637$144
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$385,900
2020-11-10Sold$285,000
2020-08-07Sold$285,000
2020-06-12Pending sale$296,000
2020-05-27Listed for sale$296,000
2013-02-28Sold$27,500
2010-05-10Sold$20,000
2009-08-29Listing removed$35,000
2009-08-17Price change$35,000
2009-06-27Price change$70,000
2009-03-15Price change$102,400
2009-01-22Price change$115,200
2008-12-17Listed for sale$128,000
2005-01-28Sold$300,000
2004-11-08Sold$180,000
2003-10-15Sold$163,000
2002-05-13Sold$150,000
1998-08-21Sold$56,000

For Sale by Agent

AgentRamone Hankle
BrokerageExit Strategy Realty / EMA Management

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