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936 New Camp Creek Church Rd, Kings Mountain, NC, 28086

4beds
3baths
2,480sqft
$431,500
$174price/sqft
$2,824/moest. monthly cost
$112,960/yrincome needed

About This Home

Seller will provide a $5,500 concession toward buyer's closing costs! This beautiful 4-bedroom, 3-bath home offers approximately 2,470 sq ft of comfortable living space, ideally located near Moss Lake and the Woodbridge Golf & Country Club. Enjoy a lifestyle filled with outdoor recreation, from peaceful lake views to nearby golf opportunities. With its spacious layout, inviting atmosphere, and convenient location, this property perfectly combines comfort, elegance, and the best of Kings Mountain living. Double Garage with extra space.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
4/10
Kings Mountain MiddleGrades 7-85.4 mi
5/10
Kings Mountain HighGrades 9-125.4 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Free-Standing Range,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Pantry,Separate Shower
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Finished area above ground: 2,480

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,480
  • Total interior livable area: 2,480 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: 17011
  • Zoning: RR
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.47 Acres
  • Features: Cleared,Level
  • Lot size dimensions: Tbd with survey

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,181$26,172
Home Insurance *$188$2,256
Property Taxes $225$2,700
Electricity $230$2,771
Total$2,824$33,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,822/yr
40% on housing$84,720/yr
45% on housing$75,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 28086$201
Cleveland County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 28086$172
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$431,500
2026-03-08Price change$432,000
2026-02-09Price change$438,500
2025-12-11Price change$448,500
2025-11-11Price change$449,000
2025-09-27Listed for sale$454,500
2025-07-14Listing removed$454,900
2025-07-07Price change$454,900
2025-05-30Price change$468,900
2025-05-21Listed for sale$489,000
2024-07-31Listing removed--
2024-03-21Listing removed$443,000
2023-09-09Price change$439,995
2023-06-14Listed for sale$429,998
2022-03-17Sold$350,000
2021-12-13Contingent$371,500
2021-09-09Price change$371,500
2021-09-08Listed for sale$419,000

For Sale by Agent

AgentAdriana Reyes
BrokerageADRIANA REYES REALTY

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