




305 Wingate Ct, Shelby, NC, 28152
About This Home
NO HOA!!! 2 story, 2 bedroom 1 and a half bath cottage style home is the perfect place to call home. Built in 2022, many components are still under warranty!! Located conveniently close to restaurants, shopping and schools while still peacefully seated on a private dead-end street. Open concept downstairs is ideal for entertaining rather inside or outside in the privacy fenced back yard. Upstairs features 2 bedrooms and a full bath. This home combines modern and cozy in one! Kitchen comes with stainless appliances and white quartz countertops. The luxury vinyl floors, modern fixtures and clean feel of the space truly makes this home one of the nicest newer homes available! FHA friendly!
Getting Around
Schools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
- Laundry features: Main Level
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,000
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,000
- Total interior livable area: 1,000 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 20737
- Zoning: R6
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Fencing: Back Yard
Lot
- Lot size: 0.21 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cleveland County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,003 | $12,036 |
| Home Insurance * | $92 | $1,104 |
| Property Taxes | $161 | $1,932 |
| Electricity | $200 | $2,405 |
| Total | $1,456 | $17,472 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Listed for sale | $199,000 |
| 2025-07-09 | Listing removed | $204,999 |
| 2025-05-30 | Price change | $204,999 |
| 2025-04-03 | Price change | $209,999 |
| 2025-03-06 | Price change | $213,900 |
| 2025-02-14 | Price change | $214,000 |
| 2025-02-07 | Listed for sale | $219,000 |
| 2022-11-01 | Sold | $188,000 |
| 2022-09-28 | Contingent | $189,000 |
| 2022-09-27 | Price change | $189,000 |
| 2022-09-15 | Listed for sale | $199,000 |
| 2021-09-24 | Sold | $3,000 |
