




2021 Dogwood Trl, Shelby, NC, 28150
About This Home
2021 Dogwood Trail | Shelby, NC Welcome to this beautifully designed one-story home in the peaceful Moss Lake area of Shelby! Built for comfort and easy living, this home offers the perfect blend of modern finishes and laid-back lake lifestyle. Featuring 3 bedrooms, 2.5 bathrooms, and an open-concept layout, everything you need is conveniently located on one level — no stairs, just effortless flow. The spacious living area is filled with natural light and opens seamlessly to the dining space and stylish kitchen, making it ideal for entertaining or everyday living. The primary suite offers privacy and comfort with a well-appointed bath, while the additional bedrooms provide flexibility for guests, a home office, or hobbies. Situated on a generous lot near Moss Lake, you’ll enjoy peaceful surroundings, outdoor space, and room to relax or host gatherings.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,955
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Electric
Interior Area
- Total structure area: 1,955
- Total interior livable area: 1,955 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 25430
- Zoning: AA1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 1 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Tornado
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Cleveland County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $243 | $2,916 |
| Electricity | $200 | $2,405 |
| Total | $3,029 | $36,348 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $495,000 |
| 2026-02-17 | Listed for sale | $510,000 |
| 2026-02-17 | Listing removed | $525,000 |
| 2025-12-10 | Listed for sale | $525,000 |
| 2025-12-08 | Listing removed | $525,000 |
| 2025-06-23 | Listed for sale | $525,000 |
| 2024-12-11 | Sold | $65,000 |
| 2024-09-09 | Listed for sale | $69,000 |
| 2021-09-14 | Sold | $5,000 |
| 2021-09-01 | Listing removed | -- |
| 2021-08-09 | Listed for sale | $10,000 |
| 2021-02-10 | Pending sale | $10,000 |
| 2019-02-15 | Listed for sale | $10,000 |
New Construction
