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95 Rose Ave W, Saint Paul, MN, 55117

3beds
2baths
1,538sqft
$285,000
$185price/sqft
$2,186/moest. monthly cost
$87,440/yrincome needed

About This Home

Welcome to this spacious and well-maintained home featuring 3 bedrooms and 2 bathrooms, along with additional rooms that offer flexibility for a home office, guest space, or other uses. Recent updates include new windows (2024) and a new roof (2025), providing added value and peace of mind. This property offers excellent versatility to fit your lifestyle—whether you need extra living space, work-from-home options, or potential rental opportunities. Conveniently located with easy access to local amenities, shopping, and transportation. Don’t miss this opportunity to own a wonderful home in a desirable area!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

1/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 535
  • Finished area above ground: 1,003

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 1,538
  • Total interior livable area: 1,538 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Living Room

  • Level: Main
  • Area: 500
  • Dimensions: 25x20

Living Room

  • Level: Basement
  • Area: 285
  • Dimensions: 15x19

Other

  • Level: Basement
  • Area: 150
  • Dimensions: 10x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 302922220018
  • Zoning description: Residential-Single Family
  • Foundation area: 1538

Features

  • Levels: One
  • Stories: 1
  • Fencing: Other,Wood

Lot

  • Lot size: 7,579 sqft
  • Lot size dimensions: 7600

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$186$2,232
Property Taxes $389$4,668
Electricity $170$2,050
Total$2,186$26,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,948/yr
40% on housing$65,580/yr
45% on housing$58,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 55117$137
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55117$197
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$319,000
2024-08-01Listing removed$299,000
2024-06-18Listed for sale$330,000
2019-03-12Sold$179,000

For Sale by Agent

AgentPrayreh Htun
BrokeragePartners Realty Inc.

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