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88 Cook Ave W, Saint Paul, MN, 55117

4beds
2baths
2,484sqft
$265,000
$107price/sqft
$2,203/moest. monthly cost
$88,120/yrincome needed

About This Home

Here’s a cleaner, more polished version with a little more warmth and flow: Discover the perfect blend of character, comfort, and flexibility in the highly sought-after North End neighborhood of Saint Paul! This spacious duplex features 4 bedrooms, 2 bathrooms, and 1,656 finished square feet, with each level offering 2 bedrooms and 1 bathroom for ideal functionality and versatility. Enjoy bright and inviting living spaces with a layout perfect for both everyday living and entertaining. Whether you're looking for an owner-occupant opportunity or an investment property, this duplex offers endless potential in a convenient location close to parks, shopping, dining, and easy freeway access. A rare opportunity to own a well-designed duplex in one of St. Paul’s most established neighborhoods!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

1/10

Construction

Condition

  • Year built: 1908

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Finished area below ground: 828
  • Finished area above ground: 828

Heating

  • Heating features: Baseboard,Boiler

Interior Area

  • Total structure area: 2,484
  • Total interior livable area: 2,484 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 302922230051
  • Foundation area: 828

Features

  • Levels: Two

Lot

  • Lot size: 2,439 sqft
  • Lot size dimensions: 40 x 62

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$173$2,076
Property Taxes $482$5,784
Electricity $209$2,514
Total$2,203$26,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,531/yr
40% on housing$66,090/yr
45% on housing$58,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 55117$138
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55117$197
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$290,000
2024-06-18Listing removed--
2024-05-15Listed for rent$1,309
2024-05-03Sold$285,000
2024-04-05Pending sale$279,999
2024-03-29Listed for sale$279,999
2019-06-18Sold$213,000
2019-05-16Listed for sale$209,900
2019-05-16Pending sale$209,900
2019-04-17Listed for sale$209,900
2017-02-23Listing removed$905
2015-09-12Listing removed$804
2015-07-29Listed for rent$804
2014-08-01Listing removed$800
2014-07-29Price change$800
2014-05-29Price change$795
2014-05-27Listed for rent$815
2014-03-17Sold$59,565
2014-02-05Price change$52,100
2014-01-08Listed for sale$56,000
2013-05-08Sold$176,278
2000-02-18Sold$52,000

For Sale by Agent

AgentKasandra Rinnet
BrokeragePemberton RE

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