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1343 Harvest Moon Way, Shelby, NC, 28150

5beds
3baths
2,747sqft
$309,000
$112price/sqft
$1,964/moest. monthly cost
$78,560/yrincome needed

About This Home

Opportunities like this do not come around that often but you get just that with this absolutely beautiful brick home located close to Uptown Shelby. This well maintained home sits on a large lot and is waiting for you to call it your own. From the spacious open floorpan made for entertaining to the five large bedrooms you dont want to miss out on all this home has to offer. This home also have a large enough driveway for all of your guests. This home is within minutes of Earl Scruggs Center, Uptown Shelby's shops and the playgrounds and trails of Hanna Park. Dont miss out.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
Elizabeth ElementaryGrades PK-53.6 mi
4/10
Shelby MiddleGrades 6-83.3 mi
3/10
Shelby HighGrades 9-122.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,747

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,747
  • Total interior livable area: 2,747 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 58451
  • Zoning: R20
  • Special condition: Notice Of Default

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Waterfront features: None

Lot

  • Lot size: 0.30 Acres
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Strong Wind

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$138$1,656
Property Taxes $9$108
Electricity $255$3,070
Total$1,964$23,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,337/yr
40% on housing$58,920/yr
45% on housing$52,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$125
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-29Listed for sale$400,000
2025-05-09Sold$382,467
2024-08-09Price change$343,900
2024-07-19Price change$362,000
2024-06-21Price change$372,000
2024-03-15Price change$375,000
2024-01-19Price change$390,000
2023-12-05Price change$405,000
2023-11-28Listed for sale$429,000
2022-03-29Sold$20,000
2021-12-20Contingent$17,500
2021-11-25Listed for sale$17,500
2021-11-05Contingent$17,500
2021-10-30Listed for sale$17,500
2019-11-05Listing removed$19,000
2018-05-04Listed for sale$19,000

Unknown Listed By

AgentMichael Diniz
BrokerageEXP Realty LLC Mooresville

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