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5735 Fallston Rd, Belwood, NC, 28090

2beds
2baths
930sqft
$239,900
$258price/sqft
$1,681/moest. monthly cost
$67,240/yrincome needed

About This Home

A great home in a great location! On Route 18 in Bellwood just north of Fallston. Many things have been gone over in this extensive remodel project. 2 bedrooms with 2 bathrooms. Primary suite has walk in closet. New kitchen cabinets with quartz countertops, kitchen island and pantry. Could be used as a home and it is zoned for general business. Come and see how fresh and new it looks and how great you would look in it!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Fallston ElementaryGrades PK-53.6 mi
4/10
Burns MiddleGrades 6-83.8 mi
4/10
Burns High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main
  • Area: 32.69
  • Dimensions: 4' 8" X 7' 0"

Bathroom Full

  • Level: Main
  • Area: 140
  • Dimensions: 14' 0" X 10' 0"

Bedroom S

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 96.615
  • Dimensions: 9' 6" X 10' 2"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Kitchen Island,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 930

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 930
  • Total interior livable area: 930 sqft

Kitchen

  • Level: Main

Kitchen

  • Features: Kitchen Island,Open Floorplan
  • Level: Main
  • Area: 176.8125
  • Dimensions: 10' 3" X 17' 3"

Laundry

  • Level: Main
  • Area: 11.9925
  • Dimensions: 5' 4" X 2' 3"

Living Room

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 187.56
  • Dimensions: 18' 0" X 10' 5"

Primary Bedroom

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 128.38
  • Dimensions: 9' 2" X 14' 0"

Property

Details

  • Parcel number: 71868
  • Zoning: G-B
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 0.35 Acres
  • Features: Level

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Drought
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$134$1,608
Property Taxes $134$1,608
Electricity $200$2,405
Total$1,681$20,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,634/yr
40% on housing$50,430/yr
45% on housing$44,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 28090$117
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28090$146
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$259,900
2026-07-31Price change$239,900
2026-07-25Price change$249,900
2026-07-14Listed for sale$259,900
2026-02-18Sold$37,000
2026-02-05Pending sale$42,500
2026-01-21Price change$42,500
2025-11-06Listed for sale$50,000

For Sale by Agent

AgentRandy Justice
BrokerageEXP Realty LLC Mooresville

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