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445 W Maple St, Lancaster, WI, 53813

7beds
4baths
4,954sqft
$479,000
$97price/sqft
$3,719/moest. monthly cost
$148,760/yrincome needed

About This Home

Step into a piece of Lancaster history with this one-of-a-kind Victorian home, formerly operated as a bed and breakfast. Rich in character and timeless architecture detail, this impressive 6-bedroom, 2.5-bath residence offers the perfect blend of historic elegance and modern convenience. The updated kitchen features modern appliances while maintaining the home's classic appeal. From the stunning turret and inviting porches to the original woodwork and generous living spaces, every corner showcases craftmanship that is hard to find today. Outside you will find a detached carriage house offering endless possibilities. Whether you're looking for a distinctive family home, a multi-generational property, or the opportunity to revive it as a bed and breakfast this property is full of potential. Don't miss your chance to own one of Lancaster's most iconic homes!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

9/10
7/10
Lancaster Middle SchoolGrades 6-80.6 mi
5/10
Lancaster High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven (Unit 1),Refrigerator (Unit 1),Dishwasher (Unit 1),Washer/Dryer (Unit 1),Range/Oven (Unit 2),Refrigerator (Unit 2),Dishwasher (Unit 2),Washer/Dryer (Unit 2),Water Softener Rented
  • Laundry features: In Unit (Unit 2)

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Elevator,Family/Rec Room (Unit 1),Dining Room (Unit 1),Den/Office (Unit 1),Fireplace (Unit 1),Eat In Kitchen (Unit 2)
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Radiant,Individual Heat Control (Unit 2)
  • Cooling features: Air Conditioning (Unit 1),Air Conditioning (Unit 2)

Interior Area

  • Total structure area: 4,954
  • Total interior livable area: 4,954 sqft

Property

Details

  • Parcel number: 246008420000
  • Zoning: res
  • Exclusions: Seller's personal property,water softener (rented).

Features

  • Levels: Two
  • Patio & porch: Balcony/Patio (Unit 1)

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 spaces,Outside,Concrete,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$353$4,236
Property Taxes $479$5,748
Electricity $465$5,586
Total$3,719$44,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,508/yr
40% on housing$111,570/yr
45% on housing$99,173/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 53813$88
Grant County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 53813$101
Grant County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$479,000
2019-03-01Sold$220,000
2019-01-31Pending sale$189,000
2019-01-09Listed for sale$189,000
2012-11-01Sold$155,000
2012-04-23Listing removed$175,000
2011-07-22Price change$175,000
2011-04-22Listed for sale$163,000
2011-01-04Listing removed$162,500
2010-04-10Price change$162,500
2009-08-17Price change$172,500
2009-04-26Listed for sale$179,000
2008-12-11Listing removed$295,000
2008-10-16Listed for sale$295,000

For Sale by Agent

AgentDanielle Pink
BrokerageWisconsin.Properties Realty, LLC

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