Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45 Main Street #3J, Hastings On Hudson, NY, 10706

3beds
3baths
1,812sqft
$1,100,000
$607price/sqft
$7,794/moest. monthly cost
$311,760/yrincome needed

About This Home

Located in the heart of Hastings-on-Hudson, this exceptional condominium residence offers the best of carefree, Village living. Just moments from charming shops, acclaimed restaurants, Metro-North, parks, and the scenic Hudson River waterfront, you'll enjoy the perfect blend of convenience and lifestyle. This modern, open-concept 3-bedroom, 2.5-bath condominium features over 1,800 square feet of thoughtfully designed living space. The spacious floor plan is ideal for both everyday living and entertaining, highlighted by updated hardwood floors throughout the main level, modern open kitchen and dining room and well-proportioned living room. The luxurious primary suite serves as a private retreat, complete with a spa-inspired en-suite bath, steam shower and generous closets. Other highlights include automatic shades in living room & primary bedroom, new white oak flooring on main level, convenient mudroom entry area, hot water heater 2020. Located in Riverton Lofts, an exclusive 25-unit luxury elevator condominium with a large, private third level courtyard area, this home combines sophisticated design with energy-efficient living. Built with geothermal heating and cooling along with high-performance energy-efficient windows and doors, the building & home offers both comfort and sustainability. The unit includes two tandem parking spaces in a secure, gated garage. Residents also enjoy premium amenities, including EV charging stations, a fitness center, secure temperature-controlled storage, and a versatile multipurpose community room. Experience low-maintenance luxury living in one of Westchester's most sought-after Rivertown communities.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Farragut Middle SchoolGrades 5-80.3 mi
9/10
Hastings High SchoolGrades 9-120.3 mi
10/10

Construction

Condition

  • Property condition: Actual
  • Year built: 2008

Materials

  • Construction materials: Brick,Frame,Stone

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Common,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Elevator,Primary Bathroom,Walk-In Closet(s)
  • Flooring: Hardwood
  • Attic: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 1,812
  • Total interior livable area: 1,812 sqft

Property

Details

  • Parcel number: 26070040800005900000030003J
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Two

Lot

  • Features: Near Golf Course,Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$247$2,964
Property Taxes $1,686$20,232
Electricity $299$3,593
Total$7,794$93,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,222/yr
40% on housing$233,820/yr
45% on housing$207,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$607This listing

vs Other Active Listings

Avg $/sqft

ZIP 10706$495
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10706$592
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$1,100,000
2009-01-08Listing removed$781,000
2008-09-13Listed for sale$781,000

For Sale by Agent

AgentFrancie F. Malina
BrokerageCompass Greater NY, LLC

Similar Homes