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5 Ruth Rd, Barnegat, NJ, 08005

2beds
2baths
1,000sqft
$119,900
$120price/sqft
$984/moest. monthly cost
$39,360/yrincome needed

About This Home

Move-In Ready with Style and Space! This 2 bed, 2 bath home is perfectly situated on an end lot, offering privacy with no neighbor next door or behind. Enjoy the curb appeal and fresh outdoor living with a front deck and a brand new back porch, perfect for relaxing or entertaining. Inside, you'll find a nice, open layout and a comfortable living space. The primary suite features a soaking tub and a separate shower. Additional highlights include a storage shed for extra convenience. This home was well maintained and is truly move-in ready. Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
Barnegat High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Bedroom1

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Features: Kitchen - Electric Cooking
  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Primary Bedroom

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Primary Bedroom

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0
  • Zoning: MH
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Lot

  • Features: Corner Lot,Corner Lot/Unit

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Wildfire
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$44$528
Property Taxes $141$1,692
Electricity $193$2,318
Total$984$11,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,737/yr
40% on housing$29,520/yr
45% on housing$26,240/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 08005$219
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08005$249
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$129,900
2026-04-22Listed for sale$139,900
2009-12-18Listing removed$29,000
2009-11-12Price change$29,000
2009-07-26Price change$39,000
2009-04-08Price change$49,000
2009-02-18Price change$59,900
2008-09-06Price change$69,900
2008-09-01Listed for sale$79,900

For Sale by Agent

AgentJennifer Knorr
BrokerageKeller Williams Realty Preferred Properties

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