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1 Main St APT 10, Youngstown, NY, 14174

2beds
2baths
1,130sqft
$485,000
$429price/sqft
$3,561/moest. monthly cost
$142,440/yrincome needed

About This Home

Fantastic Villa Condominiums end unit with glorious balcony views of the lower Niagara River, Youngstown Yacht Club, Niagara on the Lake, Fort Niagara, Fort George, and Lake Ontario. Tastefully updated kitchen and baths, ideal for entertaining, features include the year-round club house with an in-ground pool, exercise area, grilling area, and the community room with a fireplace and equipped kitchen. Dedicated climate-controlled storage, underground parking, and elevator access. Adjacent to the entrance to Fort Niagara, the Villa is convenient to the Ontario House (Stone Jug), the Village Diner, Griffon Brewery and all village amenities. Enjoy some of the best sunsets in North America from your own patio! No pets are allowed.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

--
Primary Education CenterGrades PK-22.3 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1972

Materials

  • Construction materials: Other,See Remarks,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Living/Dining Room,Solid Surface Counters,Bath in Primary Bedroom,Main Level Primary,Primary Suite
  • Flooring: Carpet,Tile,Varies

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Property

Details

  • Parcel number: 2934010450180001001010
  • Special condition: Standard

Features

  • Pool features: Association,Community
  • Patio & porch: Balcony
  • Exterior features: Balcony,Dock,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Dock Access,River Access,Stream
  • Waterbody name: Niagara River
  • Frontage length: 450

Lot

  • Lot size: 4,791 sqft
  • Features: Adjacent To Public Land,Irregular Lot,Residential Lot
  • Lot size dimensions: 447 x 218

Parking

  • Total spaces: 1
  • Parking features: Assigned,Attached,Garage,One Space
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$164$1,968
Property Taxes $699$8,388
Electricity $246$2,954
Total$3,561$42,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,091/yr
40% on housing$106,830/yr
45% on housing$94,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 14174$251
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14174$217
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$449,000
2026-07-25Listed for sale$485,000
2021-11-01Sold$265,000
2021-11-01Pending sale$285,000
2021-09-10Listing removed--
2021-07-06Listed for sale$285,000
2015-02-24Listing removed$1,300
2015-02-03Listed for rent$1,300
2009-03-11Listing removed$1,200
2008-08-30Listed for sale$1,200

For Sale by Agent

AgentDavid W Stefik
BrokerageStefik Realty Co, Inc

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