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18 Appleton St, Lowell, MA, 01852

7beds
5baths
5,066sqft
$950,000
$188price/sqft
$6,883/moest. monthly cost
$275,320/yrincome needed

About This Home

Exceptional mixed-use opportunity in the heart of Downtown Lowell. This four-story property has been thoughtfully renovated within the last five years, offering a turnkey acquisition for investors or owner-occupants. Major capital updates include a new rubber roof, plumbing, electrical, and heating systems. All units feature the comfort of FHA and Central AC. The residential units shine with new hardwood flooring, fresh paint, and modern kitchens featuring white cabinetry and stainless steel appliances. You will find great natural light in the open-concept living and dining areas along with convenient laundry hook-ups in the basement. The first floor features a prime retail space with excellent visibility. This commuter-friendly location is just minutes from the Lowell Connector and MBTA Commuter Rail. Residents enjoy easy access to nearby municipal parking garages, dining, theater, parks, and schools. Perfect for portfolio building or a savvy buyer.

Getting Around

97
WalkingWalker's Paradise
63
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

5/10
Rogers STEM AcademyGrades K-80.3 mi
4/10
Lowell High SchoolGrades 9-120.5 mi
7/10
Moody Elementary SchoolGrades PK-40.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Stone
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family - 3 Units Up/Down

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Kitchen,Living RM/Dining RM Combo,Office/Den
  • Flooring: Hardwood
  • Finished area above ground: 5,066

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,066
  • Total interior livable area: 5,066 sqft

Property

Details

  • Parcel number: 3969104
  • Zoning: UMU
  • Exclusions: Tenants Personal Property.

Features

  • Patio & porch: Deck

Lot

  • Lot size: 4,355 sqft
  • Features: Other

Parking

  • Parking features: Common,Available for Purchase,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$283$3,396
Property Taxes $799$9,588
Electricity $998$11,987
Total$6,883$82,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,988/yr
40% on housing$206,490/yr
45% on housing$183,546/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 01852$253
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01852$330
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$999,950
2019-05-25Listing removed$424,900
2019-01-03Pending sale$424,900
2019-01-03Listed for sale$424,900
2018-10-30Listing removed$424,900
2018-10-26Price change$424,900
2018-10-16Price change$434,900
2018-08-30Listed for sale$449,900
2018-07-28Listing removed$449,900
2018-07-27Pending sale$449,900
2018-07-17Price change$449,900
2018-06-25Price change$459,900
2018-05-21Price change$474,900
2018-04-29Listed for sale$499,900
2017-10-27Listing removed$525,000
2017-02-02Listed for sale$525,000
2008-09-16Listing removed$115,000
2008-08-11Listed for sale$115,000

For Sale by Agent

AgentMichelle Rivera
BrokerageeXp Realty

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