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6099 N 950 E, North Webster, IN, 46555

5beds
4baths
4,128sqft
$749,000
$181price/sqft
$4,636/moest. monthly cost
$185,440/yrincome needed

About This Home

Situated on 6.17 scenic acres, this exceptional custom ranch offers over 4,100 finished square feet with a thoughtfully designed floor plan centered around flexibility, privacy, and everyday comfort. The true centerpiece of this property is the private in-law suite, offering a rare opportunity for multigenerational living. Complete with its own entrance, living room, full kitchen, dining area, bedroom, full bath, and private access to the backyard pool, this independent living space is ideal for aging parents, adult children, long-term guests, or a live-in caregiver while allowing everyone to enjoy their own sense of home. The main residence is equally impressive, featuring an open-concept design with spacious gathering areas, a beautifully appointed kitchen with stone countertops, center island, breakfast bar, and walk-in pantry. The primary suite offers a peaceful retreat with a walk-in closet and private bath, while additional bedrooms provide room for family, guests, or home offices. The finished lower level expands the home's versatility with additional bedrooms, a full bath, and an expansive family and recreation room perfect for movie nights, hobbies, fitness equipment, or entertaining. Outside, your own private retreat awaits. Spend summer afternoons lounging beside the in-ground pool, host gatherings on the spacious patio, or simply enjoy the peace and privacy that 6.17 acres provides. A three-car attached garage is complemented by a 24' x 32' detached garage plus a shared private pond! Built in 2018 and located in the desirable Wawasee School District, this one-of-a-kind property combines modern construction with the flexibility today's buyers have been searching for. Whether you're bringing multiple generations together, welcoming extended guests, or simply looking for room to grow, this home offers possibilities that are rarely found in a single property.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
7/10
Wawasee Middle SchoolGrades 6-84.1 mi
4/10
Wawasee High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Gas Range,Water Softener Owned
  • Laundry features: Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 99

Family Room

  • Level: Basement
  • Area: 580

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Entrance Foyer,Guest Quarters,Kitchen Island,Open Floorplan,Pantry,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite
  • Finished area below ground: 1,814
  • Finished area above ground: 2,314

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,628
  • Total interior livable area: 4,128 sqft

Kitchen

  • Level: Main
  • Area: 126

Living Room

  • Level: Main
  • Area: 400

Office

  • Level: Basement
  • Area: 77

Property

Details

  • Parcel number: 430812300012.000023

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Patio,Porch Covered
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 6.17 Acres
  • Features: 6-9.999,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Asphalt,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$162$1,944
Property Taxes $309$3,708
Electricity $378$4,540
Total$4,636$55,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,948/yr
40% on housing$139,080/yr
45% on housing$123,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 46555$144
Kosciusko County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 46555$251
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$739,000
2026-07-29Listed for sale$749,000

For Sale by Agent

AgentJan Orban
BrokerageBrian Peterson Real Estate

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