28 Ems W15 Ln, North webster, IN, 46555
About This Home
PICS DON'T DO THIS HOME JUSTICE! BIG, BEAUTIFUL, UNIQUE HOME, situated on 13+ acres, adjacent from to Tri County Preserve and within walking distance to Webster Lake! Oh yeah, AMAZING LAKE FRONT PROPERTY ON WEBSTER LAKE IS INCLUDED AS WELL! With the uniqueness and over 3,000 sq ft, this home is truly hard to describe! So, lets touch on a few of the highlights...Large open front porch, open concept, big windows for lots of natural light, LARGE walk-in pantry off of the MUD ROOM with dog wash as well as access to the dog run, relaxing 4-season room with beautiful views overlooking the upper level patio, HANDICAP ACCESSIBLE including stair lifts, Master is large with walk-in closets and a separate workout area off of it (owner had a bath and sauna in it), loft area with pool table and separate area used for sleeping quarters, walkout basement with huge work space/storage area, AND 19x6 HIDDEN WALK-IN SAFE/VAULT, MASSIVE DECK/LOWER LEVEL PATIO, whole house generator, big garage, and a 55x30 OUTBUILDING! You truly have to see this home for yourself to appreciate how AMAZING it is! It is certainly 1 OF A KIND!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Humidifier,Iron Filter-Well Water,Gas Oven,Gas Range,Water Filtration System,Gas Water Heater,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Partially Finished,Concrete
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
Family Room
- Level: Main
- Area: 665
Features
- Ceiling Fan(s),Walk-In Closet(s),Entrance Foyer,Natural Woodwork,Open Floorplan,Pantry,Main Level Bedroom Suite,Custom Cabinetry
- Window features: Double Pane Windows
- Flooring: Hardwood,Carpet,Laminate
- Number of fireplaces: 2
- Fireplace features: Living Room,Gas Log,Basement
- Fireplace: Yes
- Finished area below ground: 600
- Finished area above ground: 2,256
Heating & Cooling
- Heating features: Propane,Forced Air,Propane Tank Owned,High Efficiency Furnace
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 3,680
- Total interior livable area: 2,856 sqft
Kitchen
- Level: Main
- Area: 156
Property
Details
- Parcel number: 430812400204.000023
- Other equipment: Generator Built-In
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch Covered
- Exterior features: Balcony,Kennel,Workshop
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Frontage Lot,Ski Lake,Lake
- Waterbody name: Webster Lake
- Frontage length: Channel/Canal Frontage(527),Water Frontage(120)
Lot
- Lot size: 13.36 Acres
- Features: Few Trees,Rolling Slope,Lake,Rural,Landscaped
- Lot size dimensions: 987X580
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $217 | $2,604 |
| Property Taxes | $831 | $9,972 |
| Electricity | $261 | $3,141 |
| Total | $6,365 | $76,380 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-21 | Listed for sale | $1,750,000 |
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