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5509 149th St, Urbandale, IA, 50323

5beds
3baths
1,755sqft
$525,000
$299price/sqft
$3,686/moest. monthly cost
$147,440/yrincome needed

About This Home

Impressive 5-bedroom walkout ranch offering more than 3,200 square feet of finished living space in Urbandale’s desirable Coyote Ridge neighborhood! Built in 2016, this well-designed home combines an open layout, generous room sizes and flexible living areas ideal for everyday life and entertaining. The main level features a spacious family room with a fireplace, large windows providing abundant natural light and an open kitchen with extensive cabinetry, ample counter space, stainless steel appliances and a large center island. The dining area provides direct access to the covered deck overlooking the backyard. The main-level primary suite includes a private bathroom and walk-in closet, while two additional bedrooms, another full bathroom and convenient laundry complete the first floor. The finished walkout lower level significantly expands the living space with a large family and recreation area, wet bar, two additional bedrooms and a full bathroom—perfect for guests, teenagers, a home office or workout space. Step outside to the lower covered patio, flat yard, basketball hoop, privacy fenced yard, and enjoy the nicely landscaped yard. Additional highlights include a three-car attached garage, low-maintenance exterior and excellent storage. Conveniently located near parks, trails, schools, shopping, restaurants and interstate access. This move-in-ready home is easy to show—schedule a private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
Prairieview SchoolGrades 94.5 mi
8/10
Northwest High SchoolGrades 10-124.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Wet Bar,Dining Area,Eat-in Kitchen,See Remarks,Cable TV
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,579

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,755
  • Total interior livable area: 1,755 sqft

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 1212453005

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Basketball Court,Deck,Patio
  • Fencing: Wood

Lot

  • Lot size: 10,454 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$231$2,772
Property Taxes $671$8,052
Electricity $130$1,570
Total$3,686$44,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,377/yr
40% on housing$110,580/yr
45% on housing$98,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 50323$259
Dallas County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 50323$273
Dallas County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$519,000
2026-07-12Price change$525,000
2026-06-07Listed for sale$535,000
2023-05-05Sold$483,000
2023-04-03Pending sale$513,810
2023-04-01Listing removed--
2023-02-08Price change$513,810
2023-01-18Price change$519,000
2022-12-14Price change$535,000
2022-10-15Price change$542,500
2022-08-08Price change$545,000
2022-06-28Listed for sale$550,000
2020-10-23Sold$412,400
2020-09-16Pending sale$424,500
2020-09-04Listed for sale$424,500
2019-08-30Sold$408,000
2019-07-26Pending sale$419,000
2019-06-19Price change$419,000
2019-04-19Listed for sale$424,900

For Sale by Agent

AgentCy Phillips
BrokerageSpace Simply

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