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49A W Reynolds St, Pontotoc, MS, 38863

3beds
2baths
3,451sqft
$475,000
$138price/sqft
$3,301/moest. monthly cost
$132,040/yrincome needed

About This Home

CALLING ALL INVESTORS!!!Located in the heart of downtown Pontotoc and in a prime location to ride your golf cart to most every amenity the town has to offer. This property has so many opportunities and currently generates great revenues and residual income. This could be a great property for short term stays such as Air BNB or long term rentals. The current owners live in the upper floor and they have 2 apartments below the main floor and a separate 783 sq ft guest home. All are currently leased to great, long term tenants. The property also has an above ground pool perfectly positioned on the back of the property. It also has a common area for peace and relaxation on the far back of the property. It has a shop that is wired with electricity. Property has blacktop driveway. A ll information is deemed accurate, but should be verified

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
Pontotoc Middle SchoolGrades 5-60.3 mi
6/10
5/10
Pontotoc High SchoolGrades 9-120.1 mi

Construction

Materials

  • Roof: Metal
  • Construction materials: Brick/Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fans
  • Window features: Window Treatments
  • Fireplace features: YES,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,421
  • Finished area above ground: 2,030

Interior Area

  • Total structure area: 3,451
  • Total interior livable area: 3,451 sqft

Property

Details

  • Parcel number: 177A0501003

Features

  • Stories: 2
  • Pool features: YES
  • Patio & porch: Patio,Deck
  • Fencing: Yes

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 350 x 116 x 350 x 77

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Strong Wind
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Pontotoc County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$383$4,596
Property Taxes $197$2,364
Electricity $320$3,850
Total$3,301$39,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,177/yr
40% on housing$99,030/yr
45% on housing$88,026/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 38863$115
Pontotoc County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 38863$142
Pontotoc County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$475,000
2026-03-21Listing removed$475,000
2025-09-16Listed for sale$475,000
2022-11-30Listing removed--
2022-05-27Price change$379,900
2022-05-12Price change$359,900
2021-12-14Listed for sale$379,900
2021-05-01Listing removed--
2021-01-27Listed for sale$379,900
2020-05-01Listing removed$359,900
2020-03-08Price change$359,900
2019-04-04Listed for sale$349,900
2017-12-11Listing removed$399,000
2017-11-03Listed for sale$399,000
2008-12-24Listing removed$374,900
2008-07-17Listed for sale$374,900

For Sale by Agent

AgentChad Mills
BrokeragePatty Turk Properties, LLC

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