4205 Main St, Petoskey, MI, 49770
About This Home
This luxury one-bedroom condo is in Bay Harbor's desirable Marina District. Turnkey luxury awaits! Features an equipped kitchen and cozy gas fireplace. Recently renovated with Pergo floors, fresh paint, new furnishings, and original artwork. Experience the ultimate resort lifestyle: situated directly above the Village's finest shops, restaurants, and studios. Enjoy stunning views of the Village and the Bay Harbor Marina from your private balcony. Just steps from Sunset Beach, the Swim and Fitness Center, and the Great Lakes Center for the Arts. Currently in the Bay Harbor Rental program—a fantastic opportunity!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Materials
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Built-in Microwave,Disposal,Refrigerator,Washer,Dryer,Range
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,097 sqft
Property
Features
- Patio & porch: Patio
Parking
- Parking features: No Garage Or Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Emmet County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,815 | $21,780 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $245 | $2,940 |
| Electricity | $188 | $2,259 |
| Total | $2,446 | $29,352 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $385,000 |
| 2026-01-27 | Price change | $399,000 |
| 2025-12-15 | Price change | $405,000 |
| 2025-11-13 | Listed for sale | $455,000 |
| 2025-02-04 | Sold | $380,000 |
| 2025-01-10 | Pending sale | $400,000 |
| 2024-12-30 | Price change | $400,000 |
| 2024-12-11 | Listed for sale | $419,000 |
| 2022-07-27 | Listing removed | -- |
| 2022-05-09 | Price change | $375,000 |
| 2022-04-27 | Listed for sale | $384,000 |
| 2022-03-10 | Sold | $3,500,000 |
| 2010-06-05 | Listing removed | $275,000 |
| 2010-03-14 | Listed for sale | $275,000 |
| 2008-11-14 | Listing removed | $490,000 |
| 2008-07-11 | Listed for sale | $490,000 |
For Sale by Agent
View on Zillow