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3020 Richmond Ter, Staten Island, NY, 10303

--beds
2baths
2,777sqft
$850,000
$306price/sqft
$5,675/moest. monthly cost
$227,000/yrincome needed

About This Home

Built in 2020 and in excellent condition, this young mixed-use building offers endless possibilities. The first floor features an open-concept layout with a half bath, ideal for retail, office, warehouse, restaurant, and more. The second floor boasts a spacious two-bedroom, one-bath apartment with front and rear balconies - perfect for gatherings and BBQs. Enough parking for 5 cars or more... Conveniently located near MTA buses, shopping centers, and the Bayonne Bridge. Whether for personal use or investment, this property is a rare opportunity you will not want to miss!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
Ps 44 Thomas C BrownGrades PK-50.5 mi
7/10
Is 51 Edwin MarkhamGrades 6-81.3 mi
3/10
Port Richmond High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Flat
  • Construction materials: Brick Veneer,Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Flooring: Other

Heating

  • Heating features: Natural Gas,Other

Interior Area

  • Total structure area: 2,777
  • Total interior livable area: 2,777 sqft

Property

Details

  • Attached to another structure: Yes
  • Zoning: R3A
  • Special condition: Arm's Length
  • Foundation area: 1300

Features

  • Stories: 2

Lot

  • Lot size: 3,067 sqft
  • Features: Back Yard,Irregular Lot
  • Lot size dimensions: 26x133

Parking

  • Total spaces: 11
  • Parking features: Other,5 Spaces,6+ Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$296$3,552
Property Taxes $623$7,476
Electricity $458$5,507
Total$5,675$68,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,571/yr
40% on housing$170,250/yr
45% on housing$151,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 10303$337
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10303$406
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$820,000
2026-01-29Price change$842,000
2026-01-07Listed for sale$850,000
2025-11-13Listing removed$950,000
2025-08-11Listed for sale$950,000
2024-04-19Listing removed--
2023-12-05Listed for sale$799,000
2021-10-26Listing removed--
2021-10-02Listed for sale$699,000
2021-09-02Listing removed--
2021-05-27Listed for sale$699,000
2010-11-07Listing removed$629,900
2010-10-09Listed for sale$629,900
2010-08-08Listing removed$629,900
2010-05-09Listed for sale$629,900

For Sale by Agent

AgentDaniel P. Gallogly
BrokerageRE/MAX Edge

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