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110 S Bishop Hill St, Bishop Hill, IL, 61419

2beds
1baths
1,512sqft
$135,000
$89price/sqft
$1,120/moest. monthly cost
$44,800/yrincome needed

About This Home

Coming Soon Looking for a unique live/work setup or turn-key retail space? This meticulously restored historic property in the heart of Bishop Hill is perfect for both. Zoned commercial, this versatile building offers incredible potential as a turn-key business, a creative retail space, or a unique live/work setup. Extensive improvements have thoughtfully preserve and highlight its authentic historical character. Enjoy front porch views, wood floors, pressed wallpaper, and a charm-filled kitchen and clawfoot-tub bath. Bonus: Includes 4 outbuildings! The summer kitchen and blacksmith shop offer ready-to-use retail or studio space. A rare historic gem offering history, functionality, and income potential!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Galva Elementary SchoolGrades PK-64.2 mi
6/10
Galva Jr-Sr High SchoolGrades 7-124.2 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 10ft 6in x 8ft 0in

Additional Room2

  • Level: Main
  • Dimensions: 15ft 5in x 11ft 5in

Appliances

  • Appliances included: Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Level: Upper
  • Dimensions: 17ft 2in x 11ft 5in

Bedroom2

  • Level: Upper
  • Dimensions: 15ft 5in x 11ft 8in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Window Treatments

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Level: Main
  • Dimensions: 15ft 6in x 9ft 75in

Living Room

  • Level: Main
  • Dimensions: 17ft 2in x 14ft 6in

Main Level

  • Area: 756

Other

  • Level: Main
  • Dimensions: 16ft 0in x 15ft 5in

Upper Level

  • Area: 756

Property

Details

  • Parcel number: 2314434008
  • Zoning description: Residential-Commercial

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 152 x 105

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$99$1,188
Property Taxes $209$2,508
Electricity $130$1,569
Total$1,120$13,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,400/yr
40% on housing$33,600/yr
45% on housing$29,866/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 61419
Henry County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 61419$62
Henry County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-07-21Sold$116,000
2022-06-07Pending sale$126,000
2022-05-03Listed for sale$126,000
2021-03-24Listing removed--
2017-02-19Listing removed$63,000
2016-11-22Pending sale$63,000
2016-09-18Price change$63,000
2016-06-20Listed for sale$65,000
2015-03-29Listing removed$62,000
2015-03-25Listed for sale$62,000
2015-01-04Listing removed$72,000
2014-10-18Listed for sale$72,000

Coming Soon

AgentBradley A Hix
BrokerageCENTURY 21 Tucker Swanson

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