404 Rivers St, Smithville, TX, 78957
About This Home
Welcome to 404 Rivers St., a charming 2-bedroom, 2-bath home offering 1,232 sq. ft. of comfortable living in the heart of Smithville. Thoughtfully designed, this home features durable laminate wood flooring throughout, creating a warm and inviting atmosphere. The kitchen is equipped with granite countertops, a convenient breakfast bar, and ample space for both everyday living and entertaining. Additional highlights include a metal roof for long-term durability, a tankless water heater for energy efficiency, and a security system for added peace of mind. Ideally located just minutes from Downtown Smithville, you’ll enjoy easy access to local shops, dining, and community events. Popular nearby spots include Bubby’s BBQ, Smithville Brewing Company, Quinto Patio and The Birdsong Bar & Patio. The home is also within Smithville Independent School District, making daily commutes simple and convenient. Whether you're searching for a primary residence, weekend getaway, or investment opportunity, this property offers a great blend of modern features, location, and small-town charm.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1975
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Free-Standing Range,Refrigerator,Tankless Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- Breakfast Bar,Granite Counters,Primary Bedroom on Main
- Window features: Double Pane Windows
- Flooring: Laminate
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,120 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 17335
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Exterior features: None
- Fencing: Fenced, Privacy
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
Lot
- Lot size: 6,708 sqft
- Features: Alley Access,Trees-Moderate
Parking
- Parking features: Driveway,Outside
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $205 | $2,460 |
| Property Taxes | $393 | $4,716 |
| Electricity | $238 | $2,859 |
| Total | $2,352 | $28,224 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $299,900 |
| 2026-04-25 | Listed for sale | $345,000 |
| 2019-12-20 | Sold | -- |
| 2019-11-25 | Pending sale | $178,500 |
| 2019-10-04 | Listed for sale | $178,500 |
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