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178 Pine Tree Loop, Bastrop, TX, 78602

1beds
3baths
5,430sqft
$1,197,500
$221price/sqft
$8,926/moest. monthly cost
$357,040/yrincome needed

About This Home

A Hilltop Residential Opportunity with Endless Potential! Set high among rolling terrain with sweeping hilltop views and Lake Bastrop glimmering in the distance, this remarkable property offers a rare residential opportunity in the heart of Bastrop County—ideal for a buyer with vision and imagination. Surrounded by mature Loblolly pines and natural privacy, the setting feels peaceful and retreat-like while remaining conveniently positioned within Central Texas’s rapidly growing corridor. At the heart of the property is an impressive 5,430 ± sq ft structure (Owner), presenting a unique canvas for conversion into a one-of-a-kind barndominium-style residence. Its expansive footprint, soaring ceilings, and abundant natural light lend themselves beautifully to a dramatic residential transformation—where modern rustic design meets refined country living. Envision an open-concept great room with vaulted ceilings, a chef’s kitchen designed for gathering, and private living quarters that balance scale with comfort. Multiple existing rooms provide flexibility for luxurious bedroom suites, home offices, studios, gyms, or guest accommodations, allowing the layout to be tailored to your lifestyle. The former chapel space offers character-rich potential as a primary suite, library, or creative retreat, while the main hall could easily become a striking great room for entertaining or everyday living. Outdoor possibilities further enhance the appeal, with ample space for patios, outdoor kitchens, firepit lounges, or wraparound porches that take full advantage of the scenic hilltop setting. Whether envisioned as a full-time residence, multigenerational home, or private country retreat, this property offers the scale, privacy, and character to bring bold ideas to life—set within one of Bastrop County’s most desirable landscapes.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Mina Elementary SchoolGrades PK-44.0 mi
4/10
Bastrop Middle SchoolGrades 7-85.6 mi
5/10
Bastrop High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Free-Standing Electric Oven,Refrigerator

Bathroom

  • Features: See Remarks
  • Level: Main

Bedroom

  • Features: See Remarks
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Study/Home Office
  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,430 sqft

Kitchen

  • Features: See Remarks
  • Level: Main

Office

  • Level: Main

Primary Bathroom

  • Features: Full Bath
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R36610
  • Special condition: Standard

Features

  • Private pool: Yes
  • Patio & porch: Covered,Deck
  • Fencing: Fenced, Full, Gate
  • Has view: Yes
  • View description: Panoramic,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 5.10 Acres
  • Features: Bluff,Garden,Landscaped,Public Maintained Road,Trees-Heavy,Trees-Large (Over 40 Ft),Views

Parking

  • Parking features: Circular Driveway,Open,Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,055$72,660
Home Insurance *$620$7,440
Property Taxes $1,655$19,860
Electricity $596$7,154
Total$8,926$107,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$306,034/yr
40% on housing$267,780/yr
45% on housing$238,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 78602$349
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78602$184
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$1,197,500
2025-10-02Price change$1,225,000
2025-04-29Listed for sale$1,275,000

For Sale by Agent

AgentKevin White
BrokerageKeller Williams Realty

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