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2959 Fm 20, Red Rock, TX, 78662

--beds
--baths
--sqft
$299,000
--price/sqft
$1,992/moest. monthly cost
$79,680/yrincome needed

About This Home

This beautiful 12-acre ag-exempt property offers the perfect blend of peaceful country living and convenient access to nearby towns—just 16 miles from Bastrop, 13 miles from Lockhart, and 28 miles from South Austin. With FM 20 highway frontage and a mixture of oak, elm, mesquite, cedar, and pecan trees scattered throughout, the land features open pasture and a scenic, tree-lined stretch of Bee Creek along the back of the property. Wildlife is abundant, including deer, turkey, and more, making it ideal for nature lovers or those seeking a private retreat. The property is governed by deed restrictions to preserve the character and integrity of the area. These include but not limited to-no commercial use, a limit of no more than two single-family dwellings through county approval (can't be divided less than 5 acres per dwelling), no additional subdividing, and a requirement that any home built must be constructed a minimum of 1400 sq. ft. per home. The buyer will be responsible for installing a boundary fence within 30 days of closing. Whether you're dreaming of a quiet homestead, a weekend getaway, or a long-term investment, this unique property offers endless possibilities in a prime Central Texas location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
2/10
Cedar Creek Middle SchoolGrades 7-810.6 mi
4/10
Cedar Creek High SchoolGrades 9-1213.5 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: R38239
  • Special condition: Standard

Features

  • Fencing: Barbed Wire, Partial, Perimeter
  • Has view: Yes
  • View description: Pasture
  • Waterfront features: Dry/Seasonal
  • Horses can be raised: Yes

Lot

  • Lot size: 12 Acres
  • Features: Agricultural,Native Plants,Public Maintained Road,Trees-Medium (20 Ft - 40 Ft),Trees-Small (Under 20 Ft)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$138$1,656
Property Taxes $105$1,260
Electricity $238$2,859
Total$1,992$23,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,297/yr
40% on housing$59,760/yr
45% on housing$53,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78662$604
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78662$508
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Listed for sale$299,000
2026-02-07Listing removed$299,000
2025-10-24Price change$299,000
2025-08-13Listed for sale$336,000

For Sale by Agent

AgentAmy Anton
BrokerageAmy Anton, Broker

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