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707 Chestnut St, Bastrop, TX, 78602

2beds
2baths
4,368sqft
$1,095,000
$251price/sqft
$7,649/moest. monthly cost
$305,960/yrincome needed

About This Home

Wouldn't you love to live above your favorite third space in an historic small town building? This beautiful and charming mixed-use building was believed to be built circa 1898. With original wood floors and soaring ceilings in the lofty residential upstairs, you'll feel like your on vacation everyday. Two full bathrooms, a kitchen with bar, two separate entrances if a roommate plan or home business is desired. Bastrop Texas is one of Texas' most historic towns and boasts bustling Main St. with lovely shops like the Painted Porch Bookshop, Pluto Wine Bar, The Piney Creek Chop House, salons, art galleries music venues and the Colorado River all just a few steps away. In fact the bottom of your own historic building is currently home to Coppice Cedar Vintage cafe. This savvy investment will afford you stylish living and a monthly income --- details available upon request.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

4/10
Mina Elementary SchoolGrades PK-50.4 mi
4/10
Bastrop Middle SchoolGrades 7-81.3 mi
5/10
Bastrop High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Historic Design
  • Year built: 1892

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Washer/Dryer Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bar,Stackable W/D Connections,Washer Hookup
  • Window features: Window Treatments,Wood Frames
  • Flooring: Concrete,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,368 sqft

Primary Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: R33287
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Private Entrance
  • Fencing: None
  • Has view: Yes
  • View description: Downtown
  • Waterfront features: None

Lot

  • Lot size: 827.64 sqft
  • Features: City Lot

Parking

  • Parking features: Off Street,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Hail
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$567$6,804
Property Taxes $1,067$12,804
Electricity $479$5,755
Total$7,649$91,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$262,251/yr
40% on housing$229,470/yr
45% on housing$203,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 78602$349
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78602$184
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Listed for sale$1,095,000
2024-08-18Listing removed$1,299,000
2024-08-16Listed for sale$1,299,000
2024-08-16Listing removed$1,299,000
2024-05-24Listed for sale$1,400,000
2023-04-21Listing removed--
2023-04-13Contingent$1,400,000
2023-01-25Listed for sale$1,400,000

For Sale by Agent

AgentKaren Derr
BrokerageCompass RE Texas, LLC

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