See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

768 Upper Elgin River Rd, Elgin, TX, 78621

3beds
3baths
2,406sqft
$565,000
$235price/sqft
$3,745/moest. monthly cost
$149,800/yrincome needed

About This Home

Nestled on nearly 11 picturesque acres, this beautiful two-story home offers timeless charm and breathtaking countryside views from nearly every room. A welcoming front porch creates the perfect first impression. As you make your way to the front door, you'll pass a thoughtfully designed raised garden with drip irrigation, adding both beauty and functionality to the home's inviting entrance. Topped with a durable metal roof, this home blends classic farmhouse appeal with modern comfort. Step inside to discover rich hardwood floors, recessed lighting, and an abundance of natural light from the home's updated windows. Just off the entry, a cozy sitting room centers around a beautiful fireplace framed by a handcrafted walnut mantel that extends across the top and sides. The spacious kitchen features granite countertops, extensive cabinetry with elegant glass-front display cabinets, pendant lighting, a built-in breakfast nook with hidden storage, and generous workspace for preparing meals and entertaining. The dining room opens to the living room through sliding doors, while walls of windows showcase spectacular views of the surrounding acreage. All three bedrooms are located upstairs. The spacious primary suite features a private balcony overlooking the backyard, pond, and rolling countryside. The primary bath includes a freestanding clawfoot tub with Kingston Brass fixtures, striking black-and-white checkered tile, an oversized floor-to-ceiling quartz shower with matching Kingston Brass fixtures, coordinating sink fixtures, and recessed lighting. Window nooks along the hallway provide peaceful places to enjoy the views, and the guest bathroom also features a charming clawfoot tub. Outside, nearly 11 acres offer endless opportunities to enjoy the peaceful setting, complete with a picturesque pond. This exceptional property combines privacy, character, and country living just minutes from the conveniences of Elgin.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
Elgin IntGrades 5-63.7 mi
3/10
Elgin Middle SchoolGrades 7-84.1 mi
2/10
Elgin High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Exhaust Fan,Microwave,Oven,Electric Water Heater,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Granite Counters,Electric Dryer Hookup,Entrance Foyer,Washer Hookup
  • Window features: Blinds,Screens
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Den

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 2,406 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 768 Upper Elgin River Rd.
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Exterior Steps
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: Pond

Lot

  • Lot size: 10.88 Acres
  • Features: Back Yard,Front Yard,Trees-Large (Over 40 Ft)

Parking

  • Parking features: Carport,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$345$4,140
Property Taxes $280$3,360
Electricity $264$3,170
Total$3,745$44,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,400/yr
40% on housing$112,350/yr
45% on housing$99,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$195
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$565,000
2016-10-31Sold--

For Sale by Agent

AgentLyndsay Villa
BrokerageAll City Real Estate Ltd. Co

Similar Homes