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923 Cloverleaf Cir, Hudson, WI, 54016

5beds
4baths
4,340sqft
$849,900
$196price/sqft
$5,793/moest. monthly cost
$231,720/yrincome needed

About This Home

At last—the home you've been waiting for! This hard-to-find two-story home in the heart of Hudson truly has it all. Featuring 5 bedrooms, 4 bathrooms, an attached 2-car garage, and a spacious detached outbuilding, this exceptional property is tucked away on a quiet cul-de-sac with privacy all around while remaining just minutes from shopping, dining, schools, and other major amenities. From the moment you arrive, you'll appreciate the recently updated exterior with durable LP SmartSide siding and a new roof, both completed in 2022. Step inside to discover a thoughtfully designed main level with an open, seamless flow that's perfect for everyday living and entertaining. The spacious kitchen opens to a stunning family room with soaring ceilings, while the rare main-floor primary suite offers comfort and convenience. Upstairs, you'll find three additional bedrooms, a beautifully updated full bathroom, and a versatile loft above the garage—ideal for a home office, reading nook, or play area. The walkout lower level is built for entertaining, featuring a large family room, game room, bar, and a fifth bedroom. Step outside to your own backyard oasis with a beautiful in-ground pool, complete with an updated liner and heater, creating the perfect space for summer gatherings. Rounding out this incredible property is the oversized detached outbuilding. With ample space for vehicles, recreational toys, workshop projects, additional storage, and a private hangout area in the back, it offers endless possibilities. This is a rare opportunity to own a one-of-a-kind property that combines space, updates, privacy, and exceptional amenities in one of Hudson's most desirable locations.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
5/10
Hudson Middle SchoolGrades 6-80.8 mi
9/10
Hudson High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 181.25
  • Dimensions: 14'6x12'6

Bedroom2

  • Level: Upper
  • Area: 158.2778
  • Dimensions: 12'4x12'10

Bedroom3

  • Level: Upper
  • Area: 135.8611
  • Dimensions: 12'2x11'2

Bedroom4

  • Level: Upper
  • Area: 140.4444
  • Dimensions: 13'2x10'8

Bedroom5

  • Level: Lower
  • Area: 181.25
  • Dimensions: 14'6x12'6

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 2,840

Game Room

  • Level: Lower
  • Area: 336.4583
  • Dimensions: 23'9x14'2

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,652
  • Total interior livable area: 4,340 sqft

Kitchen

  • Level: Main
  • Area: 323
  • Dimensions: 19x17

Living Room

  • Level: Main
  • Area: 385
  • Dimensions: 22x17'6

Living Room

  • Level: Lower
  • Area: 485.3333
  • Dimensions: 28x17'4

Loft

  • Level: Upper
  • Area: 276
  • Dimensions: 23x12

Mud Room

  • Level: Main
  • Area: 158.8889
  • Dimensions: 17'4x9'2

Office

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Other

  • Level: Lower
  • Area: 63
  • Dimensions: 9x7

Patio

  • Level: Main
  • Area: 270
  • Dimensions: 15x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020130150000
  • Zoning description: Residential-Single Family
  • Foundation area: 1812

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Heated,Outdoor Pool
  • Patio & porch: Composite Decking,Deck,Patio
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 1.04 Acres
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Asphalt,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$310$3,720
Property Taxes $779$9,348
Electricity $407$4,893
Total$5,793$69,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,617/yr
40% on housing$173,790/yr
45% on housing$154,480/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 54016$215
St. Croix County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54016$216
St. Croix County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$839,900
2026-07-17Listed for sale$849,900
2018-06-01Sold$495,000
2008-05-14Listing removed$479,900
2008-05-10Listed for sale$479,900

For Sale by Agent

AgentAndrew Lovick
BrokerageLaBelle Real Estate Group Inc

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